130 S 3rd St, Readstown, WI 54652 Property Records

Vernon County property record for 130 S 3rd St, Readstown, WI 54652 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.273 acres (11,935 sqft)
Owner	Individual Name on File
Tax Bill	$1,412 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`176-00097-0004`

Property Details

APN / Parcel Number

Primary APN	`176-00097-0004`
Alternative APN	`62176VRD 97.0004`

Exterior

Lot Area	11,935 sqft (0.273 acres)

Location & Zoning

Street Address	130 S 3RD ST
City	READSTOWN
State	WI
Zip	54652-7103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 CSM VOL 4 P 210 ASSESSORS MAP PT OF OL-41
Legal Lot Number	3
Jurisdiction	VERNON WI
Township / Civil Division	READSTOWN
Census Block Group	2
Census Block	2085
Census Tract	960500

Owner

Source: Vernon County records · APN 176-00097-0004

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	130 S 3RD ST, READSTOWN, WI 54652-7103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2014
Deed Sale	Nov 18, 2014
Prior Sale	Jun 23, 2009
Deed Document Number	484833
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	130 S 3RD ST, READSTOWN, WI 54652-7103
Transaction Type	Mortgage
Record Updated	Feb 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000524997
Date	Dec 29, 2021
Instrument	524997

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 04, 2042

Interest

Rate Type	Adjustable Rate
Rate	8.13%
Type Change Date	Jan 01, 2032
Change Frequency	Annually
Min Rate At Change	8.13%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	14.1%

Tax Assessment & Valuation

Source: Vernon County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
Municipality	Readstown Village
Unified School District	Kickapoo Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,412.00 (+153.5%) Homeowner's exemption	$93,600 (+114.68%) Land $7,700 Building $85,900	$107,900 (+76.6%)
2023	$557.00 Homeowner's exemption	$43,600 Land $4,900 Building $38,700	$61,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Vernon County (55123C), updated November 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 551239605002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (2007–2020)
Claims Outside the SFHA	13 of 21
Most Recent Claim	Apr 2020, rainfall accumulation
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Aug 2018 · 7 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms And Flooding, Aug 2007 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 57% of Wisconsin
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Vernon Telephone Cooperative	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.