130 Ruskin Ct, Lima, OH 45806 Property Records

Allen County property record for 130 Ruskin Ct, Lima, OH 45806

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,963 sqft · built 1994
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Dec 2020)
Tax Bill	$4,225 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-1608-01-022.000`

Property Details

APN / Parcel Number

Primary APN	`46-1608-01-022.000`
Alternative APN	`L3646160801022000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,963 sqft Living Area
Gross Area	2,755 sqft
1st Floor Area	1,148 sqft
Upper Floors Area	530 sqft
Attic	Attic
Attic Area	285 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	12,110 sqft (0.278 acres)
Lot Dimensions	120 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	168 sqft
Deck Area	352 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	130 RUSKIN CT
City	LIMA
State	OH
Zip	45806-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMANDA WOODS SUBDIVISION NO 1 PT LOTS 27523 27524 & 27525 JOINT TEN FF 100.49
Legal Subdivision	AMANDA WOODS SUBDIVISION
Legal Lot Number	27523
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2009
Census Tract	12000

Owner

130 Ruskin Ct is owned and occupied by two individuals who bought it in December 2020.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 RUSKIN CT, LIMA, OH 45806-1337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Warranty Deed, Transfer · Conventional with PMI CITIZENS NAT'L BK/BLUFFTON
Jun 3, 2019	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	Jun 3, 2019 · Amount on File
Deed Document Number	202015510
Deed Book / Page	2020 / 15510
Prior Transfer Date	Jul 9, 1993
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 15, 2020
Property Address	130 RUSKIN CT, LIMA, OH 45806-1337
Document Number	0000015510
Instrument Date	Dec 10, 2020
Instrument	15510
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 RUSKIN CT LIMA OH 458061337, LIMA, OH 45806-1337

Mortgage

Document Number	15511
Date	Dec 15, 2020
Instrument	15511

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 3, 2019
Property Address	130 RUSKIN CT, LIMA, OH 45806-1337
Document Number	0000005370
Instrument Date	Jun 3, 2019
Instrument	5370
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 RUSKIN CT LIMA OH 458061337, LIMA, OH 45806-1337

Mortgage

Document Number	5371
Date	Jun 3, 2019
Instrument	5371

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 130 Ruskin Ct was $4,225, down 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,225.00 (-0.09%)	$86,350 (-) Land $10,680 Building $75,670	$246,700 (-) Land $30,500 Building $216,200
2024	$4,229.00 (+8.24%) Homeowner's exemption	$86,350 (+22.99%) Land $10,680 Building $75,670	$246,700 Land $30,500 Building $216,200
2023	$3,907.00 (-0.74%) Homeowner's exemption	$70,210 (-) Land $8,680 Building $61,530
2022	$3,936.00 Homeowner's exemption	$70,210 Land $8,680 Building $61,530
2021			$200,600 Land $24,800 Building $175,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 Ruskin Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Ruskin Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TSC Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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