130 River St, Alstead, NH 03602 Property Records

Cheshire County and Alstead Town property record for 130 River St, Alstead, NH 03602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,208 sqft · built 1950
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Oct 2025)
Tax Bill	$3,108 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ALTD M:00012 B:000044 L:000000`

Property Details

APN / Parcel Number

Primary APN	`ALTD M:00012 B:000044 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,208 sqft Living Area
Gross Area	2,640 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	130 RIVER ST
City	ALSTEAD
State	NH
Zip	03602-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Block	44
Jurisdiction	ALSTEAD TOWN NH
Township / Civil Division	ALSTEAD
Census Block Group	3
Census Block	3016
Census Tract	970100

Owner

130 River St is owned by two individuals who bought it in October 2025.

Source: Cheshire County and Alstead Town records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86 OLD STODDARD RD, NELSON, NH 03457-5601
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Dec 3, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Nov 9, 2007 · Amount on File
Deed Document Number	2025551
Deed Book / Page	3325 / 92
Prior Transfer Date	Nov 29, 2021
Prior Transfer Doc	003192-647
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALSTEAD TOWN NH
Recording Date	Oct 1, 2025
Property Address	130 RIVER ST, ALSTEAD, NH 03602-3126
Document Number	0003325-92
Book / Page	3325 / 92
Instrument Date	Sep 29, 2025
Instrument	2507551
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	86 OLD STODDARD RD, NELSON, NH 03457-5601

Mortgage

Document Number	0002507552
Date	Oct 1, 2025
Instrument	2507552

Lender

Name	EMM LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALSTEAD TOWN NH
Recording Date	Dec 3, 2021
Property Address	130 RIVER ST, ALSTEAD, NH 03602-3126
Document Number	003192-647
Book / Page	3192 / 647
Instrument Date	Nov 29, 2021
Instrument	2113226
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 RIVER ST, ALSTEAD, NH 03602-3126

Mortgage

Document Number	003192-650
Date	Dec 3, 2021
Book Page	3192/650
Instrument	2113227

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Cheshire County and Alstead Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Alstead Town
Unified School District	Fall Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$3,108.00	$115,200 Land $31,400 Building $83,800
2022	$2,839.00	$115,200 Land $31,400 Building $83,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 130 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (2005–2021)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2021 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jul 2021 · 2 claims Severe Storms And Flooding, Oct 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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