130 River Oaks Dr, Cold Spring, MN 56320 Property Records

Stearns County property record for 130 River Oaks Dr, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.25 ba · 1,187 sqft · built 1993
Lot Size	0.139 acres (6,042 sqft)
Owner	Individual Name on File
Last Sale	$167,500 (Jun 2014)
Tax Bill	$3,694 (2026)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29703-0041`

Property Details

APN / Parcel Number

Primary APN	`48-29703-0041`

Interior

Bedrooms	2 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,187 sqft Living Area
Gross Area	1,710 sqft
1st Floor Area	1,067 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,042 sqft (0.139 acres)
Lot Dimensions	114 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	130 RIVER OAKS DR
City	COLD SPRING
State	MN
Zip	56320-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 029 BLK 002 RIVER OAKS VILLA SECTION 14 TOWNSHIP 123 RANGE 030 SECTION 14 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	14
Legal Subdivision	RIVER OAKS VILLA
Legal Block	2
Legal Lot Number	29
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	3
Census Block	3020
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29703-0041

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	130 RIVER OAKS DR, COLD SPRING, MN 56320-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2014 · Amount on Record
Deed Sale	Jun 20, 2014 · Amount on Record
Prior Sale	Sep 20, 1993 · Amount on Record
Last Transfer Date	May 21, 2021
Transfer Doc	00A1604357
Record Updated	Jun 08, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 01, 2021
Property Address	130 RIVER OAKS DR, COLD SPRING, MN 56320-1501
Document Number	00A1604357
Instrument Date	May 21, 2021
Instrument	A1604357
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 RIVER OAKS DR, COLD SPRING, MN 56320-1501

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,694.00 (+23.63%)
2025		$314,200 (+7.71%) Land $42,900 Building $271,300	$314,200 (+7.71%) Land $42,900 Building $271,300
2023	$2,988.00	$291,700 Land $42,900 Building $248,800	$291,700 Land $42,900 Building $248,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	1,250 / 60
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 132 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Cold Spring serves 4,201 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.