130 Ridgemount Dr, Troy, MO 63379 Property Records

Lincoln County property record for 130 Ridgemount Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,664 sqft · built 2008
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Sep 2007)
Tax Bill	$1,832 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-90-31-000-000-017.009`

Property Details

APN / Parcel Number

Primary APN	`08-90-31-000-000-017.009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
Basement Area	1,664 sqft
Unfinished Basement	1,664 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	130 RIDGEMOUNT DR
City	TROY
State	MO
Zip	63379-4867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.00 AC IN THE NE COR OF THE NESE OF SEC 31 - A.K.A. TRACT M
Legal Range	01W
Legal Township	50N
Legal Section	31
Legal Tract	M
Jurisdiction	LINCOLN MO
Township / Civil Division	MILLWOOD
Census Block Group	2
Census Block	2074
Census Tract	810205

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 RIDGEMOUNT DR, TROY, MO 63379-4867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 26, 2023	Beneficiary Deed, Transfer
Apr 25, 2017	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2007 · Amount on Record
Deed Sale	Sep 21, 2007 · Amount on Record
Deed Document Number	200711233
Deed Book / Page	1974 / 465
Last Transfer Date	Apr 25, 2017
Transfer Doc	02410/0157
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	130 RIDGEMOUNT DR, TROY, MO 63379-4867
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 RIDGEMOUNT DR, TROY, MO 63379-4867

Mortgage

Document Number	002495/827
Date	Nov 29, 2023
Book Page	2495/827
Instrument	2023009084

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 26, 2023
Property Address	130 RIDGEMOUNT DR, TROY, MO 63379-4867
Document Number	002494/983
Book / Page	2494 / 983
Instrument Date	Oct 26, 2023
Instrument	2023008227
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 RIDGEMOUNT DR, TROY, MO 63379-4867

April 2017: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 25, 2017
Property Address	130 RIDGEMOUNT DR, TROY, MO 63379-4867
Document Number	02410/0157
Book / Page	2410 / 0157
Instrument Date	Apr 25, 2017
Instrument	2017003589
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 RIDGEMOUNT DR, TROY, MO 63379-4867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 RIDGEMOUNT DR, TROY, MO 63379-4867

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Silex R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,350 (-) Land $2,915 Building $32,435
2025	$1,832.00 (+9.57%)	$35,350 (+9.1%) Land $2,915 Building $32,435	$186,050 (+9.1%) Land $15,340 Building $170,710
2023	$1,672.00 (+5.69%)	$32,401 Land $2,440 Building $29,961	$170,530 Land $12,840 Building $157,690
2022	$1,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Systec Wireless Communications, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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