Bergen County and Rutherford Borough property record for 130 Ridge Rd, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 3,539 sqft · built 1910 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,020,000 (Dec 2024) |
| Tax Bill | $20,259 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00116-0000-00036 |
| Primary APN | 56-00116-0000-00036 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,539 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Street Address | 130 RIDGE RD |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | 75X150 |
| Legal Subdivision | PROPERTY/THE RDG HEIGHTS LAND |
| Legal Block | 116 |
| Legal Lot Number | 36 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 51300 |
130 Ridge Rd is owned and occupied by two individuals who bought it in December 2024.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 RIDGE RD, RUTHERFORD, NJ 07070-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on File |
| Deed Sale | Dec 30, 2024 · Amount on File |
| Deed Document Number | 202476962 |
| Deed Book / Page | 5392 / 1874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 130 RIDGE RD, RUTHERFORD, NJ 07070-2424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | SECURITY TITLE GUARANTEE CORPORATION, SECURITY TTL GUARANTEE CORP |
| Name | Verified Name |
|---|---|
| Address | 130 RIDGE RD, RUTHERFORD, NJ 07070-2424 |
| Investor | Possibly a Property Investor |
| Document Number | 0057431025 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 5743/1025 |
| Instrument | 2026016041 |
| Name | GUARANTEE BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.5% |
The 2025 property tax bill for 130 Ridge Rd was $20,259, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $686,000 (+8.36%) Land $320,600 Building $365,400 | $686,000 (+8.36%) Land $320,600 Building $365,400 | |
| 2025 | $20,259.00 (+2.53%) | $633,100 Land $320,600 Building $312,500 | $633,100 Land $320,600 Building $312,500 |
| 2024 | $19,759.00 | ||
| 2023 | $633,100 Land $320,600 Building $312,500 | $633,100 Land $320,600 Building $312,500 | |
| 2022 | $18,796.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 130 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures