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130 Rickards St, Cecilton, MD 21913 Property Records

Cecil County property record for 130 Rickards St, Cecilton, MD 21913

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,456 sqft · built 1990
Lot Size0.252 acres (10,977 sqft)
Owner2 Individual Names on Record
Last Sale$198,000 (Aug 2019)
Tax Bill$3,321 (2026)
Deeds & MortgagesJan 2023 Line of Credit
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-000187

Property Details

APN / Parcel Number

Primary APN01-000187
Alternative APNs
  • 1000187
  • 000187

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,456 sqft Total Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,977 sqft (0.252 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number000187
Street Address130 RICKARDS ST
CityCECILTON
StateMD
Zip21913-1048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.2523 ACRE 130 RICKARDS STREET CECILTON
JurisdictionCECIL MD
Township / Civil Division1, CECILTON
Census Block Group2
Census Block2026
Census Tract30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address130 RICKARDS ST, CECILTON, MD 21913-1048
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 14, 2019Deed, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2019 · Amount on Record
Deed SaleAug 14, 2019 · Amount on Record
Prior SaleAug 10, 2005 · Amount on Record
Deed Book / Page4446 / 79
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address130 RICKARDS ST, CECILTON, MD 21913-1048
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 RICKARDS ST SR, SR, CECILTON, MD 21913-1048

Mortgage

Document Number0052800077
DateJan 5, 2023
Book Page5280/77
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueDec 18, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateAug 14, 2019
Property Address130 RICKARDS ST, CECILTON, MD 21913-1048
Document Number0044460079
Book / Page4446 / 079
Instrument DateAug 9, 2019
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyKIRSH TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust

Mortgage

Document Number0044460085
DateAug 14, 2019
Book Page4446/085
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
AddressSOUTH PORTLAND, ME 04106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityCecilton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,321.00 (+3.65%)$214,567 (+21.59%)$224,300 (+14.97%) Land $49,900 Building $174,400
2025$3,204.00 (+67.05%)
2023$1,918.00$176,467$195,100 Land $37,600 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CECILTON
serves 477 people · EPA ID MD0070004
Water SourceGroundwater
Last State InspectionOct 2023
Lead16 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2021
Corrosion control
Apr 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: Choptank Fiber.

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