Cleveland County property record for 130 Red Oak Dr, Cherryville, NC 28021
| Property Type | Single Family Home |
|---|---|
| Details | 2,052 sqft · built 2020 |
| Lot Size | 1.2 acres (52,585 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Apr 2022) |
| Tax Bill | $1,197 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Apr 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52909 |
| Primary APN | 52909 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,052 sqft Finished Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 52,585 sqft (1.2 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1347103 |
|---|---|
| Street Address | 130 RED OAK DR |
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-8318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #24PB21-22OLDPOSTACMP3PH3 |
| Legal Subdivision | OLD POST ROAD |
| Legal Block | 1 |
| Legal Lot Number | 140 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950301 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 130 RED OAK DR, CHERRYVILLE, NC 28021-8318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Apr 7, 2022 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 27, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Sep 12, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2022 · Amount on Record |
| Deed Sale | Apr 7, 2022 · Amount on Record |
| Prior Sale | Feb 27, 2020 · Amount on Record |
| Deed Document Number | 2022200071086 |
| Deed Book / Page | 1869 / 1843 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 130 RED OAK DR, CHERRYVILLE, NC 28021-8318 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 130 RED OAK DR, CHERRYVILLE, NC 28021-8318 |
| Document Number | 0019180172 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 1918/172 |
| Instrument | 200098704 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Jan 1, 2064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 7, 2022 |
| Property Address | 130 RED OAK DR, CHERRYVILLE, NC 28021-8318 |
| Document Number | 0018691843 |
| Book / Page | 1869 / 1843 |
| Map Reference | MB 21 PG 22 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 200071086 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 NORTH ST, DALLAS, NC 28034-1513 |
| Name | Verified Name |
|---|---|
| Address | 130 RED OAK DR, CHERRYVILLE, NC 28021-8318 |
| Document Number | 0018691846 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 1869/1846 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 27, 2020 |
| Property Address | 130 RED OAK DR, CHERRYVILLE, NC 28021-8318 |
| Document Number | 0018080465 |
| Book / Page | 1808 / 465 |
| Map Reference | MB 21 PG 22 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 200036470 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 RED OAK DR, CHERRYVILLE, NC 28021-8318 |
| Document Number | 18080468 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 1808/0468 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Sep 12, 2019 |
| Property Address | 130 RED OAK DR, CHERRYVILLE, NC 28021-8318 |
| Document Number | 0017981323 |
| Book / Page | 001798 / 001323 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 30424 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $34.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550 |
| Investor | Possibly a Property Investor |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,197.00 (+6.59%) | $176,906 (-) Land $18,316 Building $158,590 | $176,906 (-) Land $18,316 Building $158,590 |
| 2025 | $1,123.00 | $176,906 (+100.38%) Land $18,316 Building $158,590 | $176,906 (+100.38%) Land $18,316 Building $158,590 |
| 2023 | $88,284 Land $17,960 Building $70,324 | $88,284 Land $17,960 Building $70,324 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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