130 Ray St, Hinckley, IL 60520 Property Records

DeKalb County property record for 130 Ray St, Hinckley, IL 60520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba
Lot Size	0.247 acres (10,773 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (May 2019)
Tax Bill	$3,850 (2024)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-15-403-006`

Property Details

APN / Parcel Number

Primary APN	`15-15-403-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms

Exterior

Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,773 sqft (0.247 acres)
Lot Dimensions	189 ft deep x 57 ft wide

Utilities, Heating & Cooling

Heating System	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1515403006
Street Address	130 RAY ST
City	HINCKLEY
State	IL
Zip	60520-9492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 - BLOCK 1 - RESUBDIVISION OF SEBREES ADDITION
Legal Subdivision	RESUBDIVISION OF SEBREES ADDITION
Legal Block	1
Legal Lot Number	7
Jurisdiction	DE KALB IL
Township / Civil Division	SQUAW GROVE
Census Block Group	2
Census Block	2055
Census Tract	1700

Owner

130 Ray St is owned and occupied by an individual who bought it in May 2019.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	130 RAY ST, HINCKLEY, IL 60520-9492
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
May 23, 2019	Warranty Deed, Transfer · Conventional with PMI RESOURCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2019 · Amount on File
Deed Sale	May 23, 2019 · Amount on File
Prior Sale	Dec 14, 2015 · Amount on File
Deed Document Number	20194283
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	130 RAY ST, HINCKLEY, IL 60520-9492
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005497
Date	Apr 29, 2021
Instrument	2021005497

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 23, 2019
Property Address	130 RAY ST, HINCKLEY, IL 60520-9492
Document Number	0000004283
Instrument Date	May 11, 2019
Instrument	4283
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 323 BIG ROCK IL 605110323, BIG ROCK, IL 60511-0323

Mortgage

Document Number	4284
Date	May 23, 2019
Instrument	4284

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Squaw Grove Township
Municipality	Hinckley Village
Unified School District	Hinckley-Big Rock Community Unit School District 429 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,365 Land $21,329 Building $42,036	$190,095 Land $63,987 Building $126,108
2024	$3,850.00
2023		$52,833 Land $17,784 Building $35,049	$158,499 Land $53,352 Building $105,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 Ray St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1996–2026)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 130 Ray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HINCKLEY serves 2,006 people · EPA ID IL0370200
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AirCell Fixed Wireless	100 / 100

May also be available: NewarkNet.

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