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130 Raven Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 130 Raven Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,507 sqft · built 1981
Lot Size0.41 acres (17,860 sqft)
OwnerCompany Name on File
Last Sale$780,000 (Aug 2026)
Deeds & MortgagesSep 2026 Sale
Aug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1940-74-3178-000

Property Details

APN / Parcel Number

Primary APN1940-74-3178-000
Alternative APNs
  • 1308931
  • 1860172

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area2,507 sqft Living Area
1st Floor Area1,120 sqft
Basement Area1,150 sqft
Finished Basement1,146 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1860172
Street Address130 RAVEN RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionTHE CLIFFS 107
Legal SubdivisionTHE CLIFFS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1049
Census Tract921000

Owner

130 Raven Rd is owned by a company that bought it in August 2026.

Source: Watauga County records, as of October 13, 2026

Owner of RecordCompany Name on File
Mailing Address1530 UNION RD, MATTHEWS, NC 28104-3277
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 28, 2026Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2026 · Amount on File
Deed SaleAug 28, 2026 · Amount on File
Deed Document Number2026762725
Deed Book / Page2499 / 963
Prior Transfer DateJan 2, 2024
Prior Transfer Doc0000737649
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 18, 2026
Property Address130 RAVEN RD, BEECH MOUNTAIN, NC 28604-8171
Document Number0000763320
Book / Page2502 / 689
Instrument DateSep 11, 2026
Instrument2026763320
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1530 UNION RD, MATTHEWS, NC 28104-3277

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateAug 28, 2026
Property Address130 RAVEN RD, BEECH MOUNTAIN, NC 28604-8171
Document Number0000762725
Book / Page2499 / 963
Instrument DateJul 31, 2026
Instrument2026762725
Transaction TypeTransfer
Record UpdatedSep 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$157,560.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1530 UNION RD, MATTHEWS, NC 28104-3277

Mortgage

Document Number0000762726,
DateAug 28, 2026
Instrument2026762726
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$625,400 (-) Land $24,600 Building $600,800
2025$625,400 Land $24,600 Building $600,800
2024$625,400 Land $24,600 Building $600,800
2023$625,400 Land $24,600 Building $600,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Raven Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Raven Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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