Warwick City property record for 130 Prospect St, Warwick, RI 02886 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,394 sqft · built 1915 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (May 2010) |
| Tax Bill | $4,298 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24500810000 |
| Primary APN | 24500810000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,394 sqft Living Area |
| Gross Area | 2,954 sqft |
| 1st Floor Area | 938 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 700000292 |
|---|---|
| Street Address | 130 PROSPECT ST |
| City | WARWICK |
| State | RI |
| Zip | 02886-7139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 81 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 22000 |
Source: Warwick City records · APN 24500810000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 130 PROSPECT ST, WARWICK, RI 02886-7139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance OCEAN STATE CREDIT UNION |
| Mar 12, 2018 | Deed of Trust, Mortgage OCEAN STATE CMNTY CU |
| Apr 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COVENTRY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2010 · Amount on Record |
| Deed Sale | May 28, 2010 · Amount on Record |
| Deed Book / Page | 7281 / 280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 130 PROSPECT ST, WARWICK, RI 02886-7139 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9692-301 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 9692/301 |
| Instrument | 19842 |
| Name | OCEAN STATE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 130 PROSPECT ST, WARWICK, RI 02886-7139 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9012-184 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 9012/184 |
| Instrument | 3214 |
| Name | OCEAN STATE CMNTY CU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 130 PROSPECT ST, WARWICK, RI 02886-7139 |
| Document Number | 8808-123 |
| Book / Page | 008808 / 000123 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Name | Verified Name |
|---|
| Document Number | 8808-123 |
|---|---|
| Date | May 03, 2017 |
| Book Page | 008808/000123 |
| Instrument | 6015 |
| Name | COVENTRY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 02, 2032 |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,298.00 (+7.26%) | $338,400 (+19.83%) Land $112,700 Building $225,700 | |
| 2024 | $341,430 | ||
| 2023 | $4,007.00 (+3.06%) | $282,400 (+36.03%) Land $100,400 Building $182,000 | |
| 2022 | $3,888.00 | $207,600 Land $71,100 Building $136,500 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030220002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 41 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jan 2024, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fiber | 980 / 880 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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