130 Prospect St, Warwick, RI 02886 Property Records

Warwick City property record for 130 Prospect St, Warwick, RI 02886 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,394 sqft · built 1915
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (May 2010)
Tax Bill$4,298 (2025)
Deeds & MortgagesDec 2020 Refinance
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24500810000

Property Details

APN / Parcel Number

Primary APN24500810000
Alternative APNs
  • WARW M:245 B:0081 L:0000
  • 700000292

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,394 sqft Living Area
Gross Area2,954 sqft
1st Floor Area938 sqft
Basement Area912 sqft
Unfinished Basement912 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number700000292
Street Address130 PROSPECT ST
CityWARWICK
StateRI
Zip02886-7139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block81
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2040
Census Tract22000

Owner

Source: Warwick City records · APN 24500810000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address130 PROSPECT ST, WARWICK, RI 02886-7139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
OCEAN STATE CREDIT UNION
Mar 12, 2018Deed of Trust, Mortgage
OCEAN STATE CMNTY CU
Apr 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
COVENTRY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 28, 2010 · Amount on Record
Deed SaleMay 28, 2010 · Amount on Record
Deed Book / Page7281 / 280
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address130 PROSPECT ST, WARWICK, RI 02886-7139
Transaction TypeMortgage
Record UpdatedMar 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9692-301
DateDec 10, 2020
Book Page9692/301
Instrument19842
Lender
NameOCEAN STATE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 01, 2052

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address130 PROSPECT ST, WARWICK, RI 02886-7139
Transaction TypeMortgage
Record UpdatedMar 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9012-184
DateMar 12, 2018
Book Page9012/184
Instrument3214
Lender
NameOCEAN STATE CMNTY CU
Agreement
AmountAmount Recorded
Term240 Months
DueMar 01, 2038

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address130 PROSPECT ST, WARWICK, RI 02886-7139
Document Number8808-123
Book / Page008808 / 000123
Instrument DateApr 21, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8808-123
DateMay 03, 2017
Book Page008808/000123
Instrument6015
Lender
NameCOVENTRY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 02, 2032

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,298.00 (+7.26%)$338,400 (+19.83%) Land $112,700 Building $225,700
2024$341,430
2023$4,007.00 (+3.06%)$282,400 (+36.03%) Land $100,400 Building $182,000
2022$3,888.00$207,600 Land $71,100 Building $136,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030220002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims12 (1978–2024)
Claims Outside the SFHA1 of 12
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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