130 Prospect Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 130 Prospect Ave, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,002 sqft · built 1949
Lot Size	0.175 acres (7,636 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Jun 2019)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-674000-000590`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-674000-000590`
Alternative APNs	`062926674000000590` `62926000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,002 sqft Living Area
Gross Area	936 sqft
1st Floor Area	720 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,636 sqft (0.175 acres)
Lot Dimensions	130 ft deep x 56 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	282 sqft
Shed	1 Shed
Utility Building	24 sqft

Location & Zoning

Street Address	130 PROSPECT AVE
City	WINTER HAVEN
State	FL
Zip	33880-5339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKE SHIPP HEIGHTS UNIT 2 PB 33 PG 28 LOT 59
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	LAKE SHIPP HEIGHTS UNIT 02
Legal Tract	674000
Legal Block	1
Legal Lot Number	59
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1078
Census Tract	14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 PROSPECT AVE, WINTER HAVEN, FL 33880-5339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG
May 8, 2019	Warranty Deed, Transfer HOMEVESTORS INV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	May 8, 2019 · Amount on Record
Deed Document Number	2019135490
Deed Book / Page	10890 / 1898
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 28, 2019
Property Address	130 PROSPECT AVE, WINTER HAVEN, FL 33880-5339
Document Number	0108901898
Book / Page	010890 / 001898
Instrument Date	Jun 28, 2019
Instrument	135490
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	OLD TAMPA BAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$553.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 PROSPECT AVE WINTER HAVEN FL 338805339, WINTER HAVEN, FL 33880-5339

Mortgage

Document Number	108901900
Date	Jun 28, 2019
Book Page	010890/001900
Instrument	135491

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 8, 2019
Property Address	130 PROSPECT AVE, WINTER HAVEN, FL 33880-5339
Document Number	0108351262
Book / Page	010835 / 001262
Instrument Date	May 3, 2019
Instrument	94678
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	OLD TAMPA BAY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16809 ASHWOOD DR TAMPA FL 336241160, TAMPA, FL 33624-1160

Mortgage

Document Number	108351264
Date	May 8, 2019
Book Page	010835/001264
Instrument	94679

Lender

Name	HOMEVESTORS INV
Type	MERS
Address	DALLAS, TX 75206

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,835 (+1%)	$140,183 (-1.25%) Land $13,500 Building $126,683
2025	$1,698.00 (-15.65%)	$118,941 (-10.78%)	$141,963 (+6.48%) Land $13,500 Building $128,463
2023	$2,013.00 (+13.73%)	$133,318 (+26.88%) Land $13,000 Building $120,318	$133,318 (+26.88%) Land $13,000 Building $120,318
2022	$1,770.00	$105,070 Land $11,000 Building $94,070	$105,070 Land $11,000 Building $94,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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