130 Pound Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 130 Pound Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,464 sqft · built 1990
Lot Size	2 acres (87,468 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Dec 2022)
Tax Bill	$6,699 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-0012-94`

Property Details

APN / Parcel Number

Primary APN	`3-0012-94`
Alternative APNs	`CUMB M:038 B:0031 L:000` `9189-73`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
Gross Area	4,282 sqft
1st Floor Area	1,528 sqft
Basement Area	1,420 sqft
Unfinished Basement	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,468 sqft (2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3-0012-94
Street Address	130 POUND RD
City	CUMBERLAND
State	RI
Zip	02864-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	31
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2054
Census Tract	11402

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 POUND RD, CUMBERLAND, RI 02864-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVIGANT CREDIT UNION
Aug 24, 2022	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING
Jun 24, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING
Feb 7, 2020	Deed of Trust, Mortgage · FHA Mortgage OTHER INSTITUTIONAL LENDERS
Feb 23, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Feb 5, 2016 · Amount on Record
Deed Document Number	2022136829
Deed Book / Page	1947 / 691
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Dec 29, 2022
Property Address	130 POUND RD, CUMBERLAND, RI 02864-2704
Document Number	001947-691
Book / Page	1947 / 691
Instrument Date	Dec 27, 2022
Instrument	136829
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	130 POUND RD, CUMBERLAND, RI 02864-2704

Mortgage

Document Number	0000136830
Date	Dec 29, 2022
Instrument	136830

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Max Rate At Change	2.88%
Index	Other

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	130 POUND RD, CUMBERLAND, RI 02864-2704
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001939-96
Date	Aug 24, 2022
Book Page	1939/96
Instrument	134808

Lender

Name	AMERICAN FINANCING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	130 POUND RD, CUMBERLAND, RI 02864-2704
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001894-59
Date	Jun 24, 2021
Book Page	1894/59
Instrument	125176

Lender

Name	AMERICAN FINANCING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	130 POUND RD, CUMBERLAND, RI 02864-2704
Document Number	1830-277
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 POUND RD CUMBERLAND RI 028642704, CUMBERLAND, RI 02864-2704

Mortgage

Document Number	1830-277
Date	Feb 18, 2020
Book Page	001830/000277

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	130 POUND RD, CUMBERLAND, RI 02864-2704
Document Number	1795-590
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 POUND RD CUMBERLAND RI 028642704, CUMBERLAND, RI 02864-2704

Mortgage

Document Number	1795-590
Date	Feb 27, 2019
Book Page	001795/000590

Lender

Name	NATIONS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	130 POUND RD, CUMBERLAND, RI 02864-2704
Document Number	1763-210
Book / Page	001763 / 000210
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 POUND RD CUMBERLAND RI 028642704, CUMBERLAND, RI 02864-2704

Mortgage

Document Number	1763-210
Date	Jan 5, 2018
Book Page	001763/000210

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 4, 2033

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,699.00 (-0.9%)	$669,200 (+21.47%) Land $246,200 Building $423,000	$723,159
2025	$6,760.00 (+5.61%)	$550,900 (-) Land $182,700 Building $368,200
2023	$6,401.00 (+0.38%)	$550,900 (+29.5%) Land $182,700 Building $368,200
2022	$6,377.00	$425,400 Land $141,800 Building $283,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2018–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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