130 Pond Rd, Hermon, NY 13652 Property Records

St. Lawrence County and Hermon Town property record for 130 Pond Rd, Hermon, NY 13652

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,904 sqft · built 1978
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Oct 2018)
Tax Bill	$2,534 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2021 Second Mortgage + 1 more
APN	`404400 146.003-1-6.2`

Property Details

APN / Parcel Number

Primary APN	`404400 146.003-1-6.2`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Finished Basement	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	152 ft deep x 340 ft wide
Porch	Slab
Porch Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	404400 146.003-1-6.2
Street Address	130 POND RD
City	HERMON
State	NY
Zip	13652-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	6.002
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	HERMON
Census Block Group	3
Census Block	3054
Census Tract	491800

Owner

Source: St. Lawrence County and Hermon Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 POND RD, HERMON, NY 13652-3231
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage NORTHERN CU
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHERN CU
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Jun 18, 1998
Deed Document Number	201813312
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	130 POND RD, HERMON, NY 13652-3231
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 POND RD, HERMON, NY 13652-3231

Mortgage

Document Number	0000008973
Date	Jul 25, 2023
Instrument	R-2023-00008973

Lender

Name	NORTHERN CU
Type	Credit Union
Address	WATERTOWN, NY 13601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 20, 2038

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	130 POND RD, HERMON, NY 13652-3231
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 POND RD, HERMON, NY 13652-3231

Mortgage

Document Number	12342
Date	Sep 14, 2021
Instrument	R-2021-00012342

Lender

Name	NORTHERN CU
Type	Credit Union
Address	WATERTOWN, NY 13601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 23, 2031

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	130 POND RD, HERMON, NY 13652-3231
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 POND RD, HERMON, NY 13652-3231

Mortgage

Document Number	12341
Date	Sep 14, 2021
Instrument	R-2021-00012341

Lender

Name	NORTHERN CU
Type	Credit Union
Address	WATERTOWN, NY 13601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: St. Lawrence County and Hermon Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Hermon Town
Unified School District	Hermon-DeKalb Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,534.00 (-0.98%)
2025	$2,559.00	$81,800 (-) Land $12,000 Building $69,800	$97,381 (+4.76%) Land $14,286 Building $83,095
2023		$81,800 Land $12,000 Building $69,800	$92,955 Land $13,636 Building $79,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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