130 Pine Dr, Oakland, MD 21550 Property Records

Garrett County property record for 130 Pine Dr, Oakland, MD 21550

Property Summary

Property TypeSingle Family Home
Details2 ba · 884 sqft · built 1982
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Dec 2010)
Tax Bill$1,780 (2026)
Deeds & MortgagesOct 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN16-018740

Property Details

APN / Parcel Number

Primary APN16-018740
Alternative APN
  • 018740

Interior

Full Baths2 Baths
Stories1 Story
Building Area884 sqft Total Area
Basement Area272 sqft
Finished Basement1 sqft
Unfinished Basement271 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialLogs
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area544 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number018740
Street Address130 PINE DR
CityOAKLAND
StateMD
Zip21550-6511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.00 AC SW/S GORMAN RD WHITE CHURCH
JurisdictionGARRETT MD
Township / Civil Division16, MOUNTAIN LAKE PARK
Census Block Group1
Census Block1009
Census Tract700

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address130 PINE DR, OAKLAND, MD 21550-6511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2010 · Amount on Record
Deed SaleDec 7, 2010 · Amount on Record
Prior SaleJan 15, 2003 · Amount on Record
Deed Document Number20101309
Deed Book / Page1554 / 421
Transfer Doc0000001278
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address130 PINE DR, OAKLAND, MD 21550-6511
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024510094
DateOct 18, 2022
Book Page2451/94
Lender
NameMARYLAND DEPT OF HOUSING & COMMUNITY DEV
TypeGovernment Agency
AddressLANHAM, MD 20706
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,780.00 (+3.67%) Homeowner's exemption$167,300 (+15.89%)$175,300 (+7.35%) Land $28,000 Building $147,300
2023$1,717.00 Homeowner's exemption$144,367$163,300 Land $28,000 Building $135,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims12 (1994–2019)
Claims Outside the SFHA2 of 12
Most Recent ClaimJun 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 80% of Maryland
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless
300 / 40

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