Comal County property record for 130 Phantom Rider Trl, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,453 sqft · built 2004 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $473,800 (Aug 2017) |
| Tax Bill | $5,919 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-0400-0371-00 |
| Primary APN | 15-0400-0371-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,453 sqft Living Area |
| Gross Area | 3,437 sqft |
| 1st Floor Area | 2,453 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 1,053 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 130 PHANTOM RIDER TRL |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-5877 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CYPRESS SPRINGS ON THE GUADALUPE 4, LOT 371A |
| Legal Subdivision | CYPRESS SPRINGS ON THE GUADALUPE 4 |
| Legal Block | 3 |
| Legal Lot Number | 371A |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 310702 |
130 Phantom Rider Trl is owned and occupied by two individuals who bought it in August 2017.
Source: Comal County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 PHANTOM RIDER TRL, SPRING BRANCH, TX 78070-5877 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 22, 2017 | Vendor's Lien, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on File |
| Deed Sale | Aug 22, 2017 · Amount on File |
| Prior Sale | Feb 23, 2016 · Amount on File |
| Deed Document Number | 201739190 |
| Prior Transfer Date | Aug 18, 2017 |
| Prior Transfer Doc | 0000039190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 130 PHANTOM RIDER TRL, SPRING BRANCH, TX 78070-5877 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006051629 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 202206051629 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Aug 22, 2017 |
| Property Address | 130 PHANTOM RIDER TRL, SPRING BRANCH, TX 78070-5877 |
| Document Number | 0006039190 |
| Map Reference | VOL11 PG281 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 201706039190 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 130 PHANTOM RIDER TRL, SPRING BRANCH, TX 78070-5877 |
| Document Number | 0006039191 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 201706039191 |
| Name | HOMETRUST MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 130 Phantom Rider Trl was $5,919 with a homeowner's exemption, up 4.7% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $562,460 (-5.34%) Land $146,270 Building $416,190 | $562,460 (-5.34%) Land $146,270 Building $416,190 | |
| 2025 | $5,919.00 (+4.69%) Homeowner's exemption | $594,160 Land $130,020 Building $464,140 | $594,160 Land $130,020 Building $464,140 |
| 2024 | $5,654.00 | ||
| 2023 | $631,930 Land $130,020 Building $501,910 | $631,930 Land $130,020 Building $501,910 | |
| 2022 | $4,795.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Phantom Rider Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (2015–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2026 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Phantom Rider Trl is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 73% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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