130 Overlook Dr, Stony Point, NC 28678 Property Records

Iredell County property record for 130 Overlook Dr, Stony Point, NC 28678

Property Summary

Property TypeResidential Vacant Land
Lot Size1.83 acres (79,715 sqft)
OwnerIndividual Name on File
Last Sale$835,000 (Jun 2023)
Tax Bill$501 (2023)
Deeds & MortgagesJun 2023 Sale & Mortgage
May 2023 Transfer
Flood ZoneZone X (minimal risk)
APN3774-64-8072.000

Property Details

APN / Parcel Number

Primary APN3774-64-8072.000
Alternative APN
  • 77405174

Exterior

Lot Area79,715 sqft (1.83 acres)

Location & Zoning

Account Number77405174
Street Address130 OVERLOOK DR
CitySTONY POINT
StateNC
Zip28678-9034
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRA
Legal DescriptionL7 RIVERWALK PH 3 PB 25-51-56
Legal SubdivisionRIVERWALK
Legal Block64
Legal Lot Number7
JurisdictionIREDELL NC
Township / Civil DivisionSHILOH
Census Block Group2
Census Block2012
Census Tract61101

Owner

130 Overlook Dr, residential vacant land, is owned by an individual who bought it in June 2023.

Source: Iredell County records, as of December 6, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address120 OVERLOOK DR, STONY POINT, NC 28678-9034
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 31, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2023 · Amount on File
Deed SaleJun 7, 2023 · Amount on File
Prior SaleMay 31, 2023
Deed Document Number0029961488
Deed Book / Page2996 / 1488
Record UpdatedJun 7, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateJun 7, 2023
Property Address130 OVERLOOK DR, STONY POINT, NC 28678-9034
Document Number0029961488
Book / Page2996 / 1488
Map ReferenceMB 25 PG 51-56
Instrument DateJun 6, 2023
Transaction TypeTransfer
Record UpdatedDec 7, 2023
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,670.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3140 CHELWOOD DR NW, CONCORD, NC 28027-7855

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address120 OVERLOOK DR, STONY POINT, NC 28678-9034

Mortgage

Document Number0029961491
DateJun 7, 2023
Instrument2996/1491
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIREDELL NC
Recording DateMay 31, 2023
Property Address130 OVERLOOK DR, STONY POINT, NC 28678-9034
Document Number0002995325
Book / Page2995 / 325
Map ReferenceMB 25 PG 51-56
Instrument DateMay 30, 2023
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3140 CHELWOOD DR NW, CONCORD, NC 28027-7855

Transferred To (Grantee/Buyer)

NameVerified Name
Address3140 CHEIWOOD DR, CONCORD, NC 28027-7855

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$501.00 (-6%)$85,000 (-) Land $85,000$85,000 (-) Land $85,000
2022$533.00$85,000 Land $85,000$85,000 Land $85,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 130 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2013–2020)
Most Recent ClaimNov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Overlook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Overlook Dr

Nearby Streets

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