130 Orpha Dr, Middlebury, IN 46540 Property Records

Elkhart County property record for 130 Orpha Dr, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,327 sqft · built 1984
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on Record
Last Sale	$793,100 (Oct 2022)
Tax Bill	$4,614 (2024)
Deeds & Mortgages	Apr 2023 Sale Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-15-302-004.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-15-302-004.000-035`
Alternative APN	`0815302004035`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,327 sqft Living Area
Gross Area	4,954 sqft
1st Floor Area	2,157 sqft
Basement Area	2,157 sqft
Finished Basement	1,170 sqft
Unfinished Basement	987 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	36 sqft
Patio Area	530 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	130 ORPHA DR
City	MIDDLEBURY
State	IN
Zip	46540-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT W1/2 SW1/4 EX ETC EX 49.62A EX .120A ROW SEC 15 1.88A
Legal Subdivision	NORMAN G MILLER SUBDIVISION
Legal Block	302
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3010
Census Tract	804

Owner

Source: Elkhart County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 ORPHA DR, MIDDLEBURY, IN 46540-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Warranty Deed, Transfer
Oct 18, 2022	Warranty Deed, Transfer · Conventional Mortgage INTERRA CU
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit INTERRA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	202222227
Prior Transfer Date	Sep 18, 2019
Prior Transfer Doc	0000009799
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 24, 2023
Property Address	130 ORPHA DR, MIDDLEBURY, IN 46540-9702
Document Number	0000006374
Instrument Date	Nov 10, 2022
Instrument	2023-06374
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N SENATE AVE RM N758, N758, INDIANAPOLIS, IN 46204-2219

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Oct 18, 2022
Property Address	130 ORPHA DR, MIDDLEBURY, IN 46540-9702
Document Number	0000002227
Instrument Date	Oct 12, 2022
Instrument	2022-22227
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 ORPHA DR, MIDDLEBURY, IN 46540-9702
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002228
Date	Oct 18, 2022
Instrument	2022-22228

Lender

Name	INTERRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Margin	3
Max Rate	10.8%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	130 ORPHA DR, MIDDLEBURY, IN 46540-9702
Document Number	0000008945
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 OPRHA DR MIDDLEBURY IN 46540, MIDDLEBURY, IN 46540

Mortgage

Document Number	0000008945
Date	May 1, 2020
Instrument	8945

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527-0727

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 30, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$461,500 (+3.54%) Land $38,800 Building $422,700	$461,500 (+3.54%) Land $38,800 Building $422,700
2024	$4,614.00 (-1.89%)	$445,700 (+6.55%) Land $38,800 Building $406,900	$445,700 (+6.55%) Land $38,800 Building $406,900
2023		$418,300 (+10.95%) Land $40,400 Building $377,900	$418,300 (+10.95%) Land $40,400 Building $377,900
2022	$4,703.00 Homeowner's exemption	$377,000 Land $40,400 Building $336,600	$377,000 Land $40,400 Building $336,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Surf Internet.

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