130 N Cedar Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 130 N Cedar Rd, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,362 sqft · built 1953
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$976,000 (Nov 2005)
Tax Bill	$25,859 (2026)
Deeds & Mortgages	Aug 2019 Refinance Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:176 B:38`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:176 B:38`
Alternative APNs	`FFLD M:176 B:38` `M:176 L:038 X` `1412`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,362 sqft Living Area
Gross Area	8,522 sqft
Basement Area	1,589 sqft
Unfinished Basement	1,589 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1412
Street Address	130 N CEDAR RD
City	FAIRFIELD
State	CT
Zip	06824-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Block	38
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2006
Census Tract	60500

Owner

130 N Cedar Rd is owned and occupied by two individuals who bought it in November 2005.

Source: Fairfield Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 N CEDAR RD, FAIRFIELD, CT 06824-2833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK
Sep 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2005 · Amount on File
Deed Sale	Nov 1, 2005 · Amount on File
Deed Book / Page	3651 / 329
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	130 N CEDAR RD, FAIRFIELD, CT 06824-2833
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5810-20
Date	Aug 16, 2019
Book Page	5810/20
Instrument	2019-5370

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	130 N CEDAR RD, FAIRFIELD, CT 06824-2833
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5974-280
Date	Sep 4, 2020
Book Page	5974/280
Instrument	2020-7238

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 130 N Cedar Rd was $25,859, up 16.7% from the year before.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,859.00 (+16.7%)	$1,347,500 (+72.65%) Land $815,430 Building $532,070	$2,258,778 (+313.43%)
2025	$22,158.00	$780,500 Land $425,810 Building $354,690	$546,350 Land $298,067 Building $248,283
2024	$22,158.00 (+3.19%)
2023	$21,472.00	$780,500 Land $425,810 Building $354,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 N Cedar Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 N Cedar Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Cedar Rd

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