130 N 81st St, Seattle, WA 98103 Property Records

King County property record for 130 N 81st St, Seattle, WA 98103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,500 sqft · built 1976
Lot Size	0.088 acres (3,840 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (Nov 1988)
Tax Bill	$10,422 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`291920-0899`

Property Details

APN / Parcel Number

Primary APN	`291920-0899`
Alternative APN	`291920089906`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	1,100 sqft
Basement Area	950 sqft
Finished Basement	400 sqft
Unfinished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	3,840 sqft (0.088 acres)
Garage Type	Basement
Garage Area	440 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	291920089906
Street Address	130 N 81ST ST
City	SEATTLE
State	WA
Zip	98103-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	GREENWOOD PARK ADD PLAT BLOCK: 7 PLAT LOT: 22
Legal Range	03
Legal Township	25
Legal Section	01
Legal Subdivision	GREENWOOD PARK ADD
Legal Block	7
Legal Lot Number	22
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1015
Census Tract	2900

Owner

130 N 81st St is owned and occupied by two individuals who bought it in November 1988.

Source: King County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 N 81ST ST, SEATTLE, WA 98103-4204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit TELCO COMMUNITY CU
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 1988 · Amount on File
Deed Sale	Nov 28, 1988 · Amount on File
Deed Document Number	198812020034
Deed Book / Page	15 / 80
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Recording Date	Aug 31, 2026
Property Address	130 N 81ST ST, SEATTLE, WA 98103-4204
Document Number	0000000146
Instrument Date	Aug 26, 2026
Instrument	2026146
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 N 81ST ST, SEATTLE, WA 98103-4204

Mortgage

Document Number	0000000146,
Date	Aug 31, 2026
Instrument	2026146

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	130 N 81ST ST, SEATTLE, WA 98103-4204
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001332
Date	Nov 8, 2021
Instrument	20211108001332

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	130 N 81ST ST, SEATTLE, WA 98103-4204
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 N 81ST ST, SEATTLE, WA 98103-4204

Mortgage

Document Number	0000001934
Date	Feb 8, 2021
Instrument	20210208001934

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union
Address	TACOMA, WA 98402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	130 N 81ST ST, SEATTLE, WA 98103-4204
Document Number	0000000120
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 N 81ST ST SEATTLE WA 981034204, SEATTLE, WA 98103-4204

Mortgage

Document Number	0000000120
Date	Jan 30, 2020
Instrument	202001300120

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	130 N 81ST ST, SEATTLE, WA 98103-4204
Document Number	0000000104
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 N 81ST ST SEATTLE WA 981034204, SEATTLE, WA 98103-4204

Mortgage

Document Number	0000000104
Date	Jul 2, 2019
Instrument	201907020104

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	130 N 81ST ST, SEATTLE, WA 98103-4204
Document Number	0000000248
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 N 81ST ST SEATTLE WA 981034204, SEATTLE, WA 98103-4204

Mortgage

Document Number	0000000248
Date	May 25, 2018
Instrument	201805250248

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 130 N 81st St was $10,422.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,422.00
2025		$989,000 (+5.78%) Land $571,000 Building $418,000	$989,000 (+5.78%) Land $571,000 Building $418,000
2024	$9,188.00	$935,000 Land $505,000 Building $430,000	$935,000 Land $505,000 Building $430,000
2022	$8,046.00	$928,000 Land $438,000 Building $490,000	$928,000 Land $438,000 Building $490,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 N 81st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 130 N 81st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 928 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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