Madison County property record for 130 Moss Ln, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,839 sqft · built 1958 |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,344 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Dec 2020 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071C-08B-028 |
| Primary APN | 071C-08B-028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,839 sqft Adjusted Area |
| 1st Floor Area | 2,558 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Deck Area | 132 sqft |
|---|---|
| Patio Area | 2,325 sqft |
| Utility Building | 219 sqft |
| Boat House | 238 sqft |
| Cooling System | Central |
|---|
| Account Number | 3833 |
|---|---|
| Old Parcel Number | 071C-08B-028/00.00 |
| Street Address | 130 MOSS LN |
| City | MADISON |
| State | MS |
| Zip | 39110-7171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 16 LAKE CAVALIER PART 1 |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 08 |
| Legal Subdivision | LAKE CAVALIER PT 1 |
| Legal Lot Number | 16 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30302 |
130 Moss Ln is owned and occupied by two individuals who acquired it in October 2020.
Source: Madison County records, as of December 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 MOSS LN, MADISON, MS 39110-7171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Dec 18, 2020 | Deed of Trust, Mortgage COMMUNITY BK/MS |
| Dec 18, 2020 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/MS |
| Oct 13, 2020 | Warranty Deed, Construction Loan · Construction Mortgage COMMUNITY BK/MS |
| Nov 1, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/MERIDIAN |
| Sep 13, 2019 | Deed of Trust, Mortgage BANKFIRST FIN'L SVCS |
| Dec 29, 2017 | Deed of Trust, Mortgage BANKFIRST FIN'L SVCS |
| Dec 29, 2017 | Deed of Trust, Mortgage · Line of Credit BANKFIRST FIN'L SVCS |
| Mar 23, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage BANKFIRST FIN'L SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2020 |
| Deed Sale | Oct 13, 2020 |
| Prior Sale | Jul 12, 2016 |
| Deed Document Number | 0003928393 |
| Deed Book / Page | 3928 / 393 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 MOSS LN, MADISON, MS 39110-7171 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 130 MOSS LN, MADISON, MS 39110-7171 |
| Document Number | 004376/238 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 4376/238 |
| Instrument | 992838 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Sep 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 MOSS LN, MADISON, MS 39110-7171 |
| Document Number | 0000914698 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 130 MOSS LN MADISON MS 391107171, MADISON, MS 39110-7171 |
| Document Number | 0000914698 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 003968/000523 |
| Instrument | 914698 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 3, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 MOSS LN, MADISON, MS 39110-7171 |
| Document Number | 0000914699 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 130 MOSS LN MADISON MS 391107171, MADISON, MS 39110-7171 |
| Document Number | 0000914699 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 003968/000536 |
| Instrument | 914699 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 3, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 13, 2020 |
| Property Address | 130 MOSS LN, MADISON, MS 39110-7171 |
| Document Number | 0000907684 |
| Book / Page | 003928 / 000393 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 907684 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2348 TWIN LAKES CIR JACKSON MS 392116760, JACKSON, MS 39211-6760 |
| Document Number | 907686 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 003928/000409 |
| Instrument | 907686 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 12, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 MOSS LN, MADISON, MS 39110-7171 |
| Document Number | 0000879841 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 130 MOSS LN MADISON MS 391107171, MADISON, MS 39110-7171 |
| Document Number | 0000879841 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 003787/000757 |
| Instrument | 879841 |
| Name | CITIZENS NAT'L BK/MERIDIAN |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 14, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 MOSS LN, MADISON, MS 39110-7171 |
| Document Number | 0000872964 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 130 MOSS LN MADISON MS 391107171, MADISON, MS 39110-7171 |
| Document Number | 0000872964 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 003767/000434 |
| Instrument | 872964 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 MOSS LN, MADISON, MS 39110-7171 |
| Document Number | 0000831364 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Title Company | NOT AVAILABLE, M-TEC MILLER TITLE & ESCROW SV |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 130 MOSS LN MADISON MS 391107171, MADISON, MS 39110-7171 |
| Document Number | 0000831364 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 003561/000318 |
| Instrument | 831364 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 10, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 MOSS LN, MADISON, MS 39110-7171 |
| Document Number | 0000831368 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | M-TEC MILLER TITLE AND ESCROW SV, M-TEC MILLER TITLE & ESCROW SV |
| Name | Verified Name |
|---|---|
| Address | 130 MOSS LN MADISON MS 391107171, MADISON, MS 39110-7171 |
| Document Number | 0000831368 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 003561/000340 |
| Instrument | 831368 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 10, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 23, 2017 |
| Property Address | 130 MOSS LN, MADISON, MS 39110-7171 |
| Book / Page | 003458 / 000698 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 808995 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1013 N AZALEA DR MADISON MS 391108583, MADISON, MS 39110-8583 |
| Document Number | 0000808995 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 003458/000698 |
| Instrument | 808995 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MADISON, MS 39110 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 22, 2018 |
The 2025 property tax bill for 130 Moss Ln was $4,344 with a homeowner's exemption, up 4.3% from the year before.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,344.00 (+4.27%) Homeowner's exemption | $44,528 | $445,280 Land $70,000 Building $375,280 |
| 2024 | $4,166.00 | ||
| 2023 | $4,166.00 Homeowner's exemption | $44,528 | $445,280 Land $70,000 Building $375,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Moss Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Moss Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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