130 Millview Dr, Bridgewater, VA 22812 Property Records

Rockingham County property record for 130 Millview Dr, Bridgewater, VA 22812

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,260 sqft · built 2022
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$593,900 (Apr 2026)
Tax Bill	$3,044 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`122E-(7)-L108`

Property Details

APN / Parcel Number

Primary APN	`122E-(7)-L108`
Alternative APNs	`R51831` `51831`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,260 sqft Living Area
Gross Area	5,020 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R51831
Street Address	130 MILLVIEW DR
City	BRIDGEWATER
State	VA
Zip	22812-1047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	MILLVIEW ESTATES SBDV S4 L108
Legal Subdivision	MILLVIEW EST
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1006
Census Tract	11500

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 MILLVIEW DR, BRIDGEWATER, VA 22812-1047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage PARK VIEW FCU
Dec 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARK VIEW FCU
Apr 10, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE
Apr 10, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE
May 2, 2024	Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP
Nov 1, 2021	Deed, Construction Loan · Construction Mortgage PARK VIEW FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	May 2, 2024 · Amount on Record
Deed Document Number	20267880
Deed Book / Page	6035 / 139
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	130 MILLVIEW DR, BRIDGEWATER, VA 22812-1047
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	MEMBERS TITLE LLC, MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005649/739
Date	Dec 7, 2022
Book Page	5649/739
Instrument	2022-29055

Lender

Name	PARK VIEW FCU
Type	Credit Union
Address	22280

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year T-Bill
Max Rate	10%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	130 MILLVIEW DR, BRIDGEWATER, VA 22812-1047
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	MEMBERS TITLE LLC, MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005649/757
Date	Dec 7, 2022
Book Page	5649/757
Instrument	2022-29056

Lender

Name	PARK VIEW FCU
Type	Credit Union
Address	HARRISONBURG, VA 22802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2043

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Apr 10, 2026
Property Address	130 MILLVIEW DR, BRIDGEWATER, VA 22812-1047
Document Number	0000007880
Book / Page	6035 / 139
Instrument Date	Jul 10, 2025
Instrument	20267880
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,983.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	130 MILLVIEW DR, BRIDGEWATER, VA 22812-1047

Mortgage

Document Number	0000007881,
Date	Apr 10, 2026
Instrument	20267881

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Apr 10, 2026
Property Address	130 MILLVIEW DR, BRIDGEWATER, VA 22812-1047
Document Number	006035/139
Book / Page	6035 / 139
Instrument Date	Jul 10, 2025
Instrument	20267880
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,983.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	130 MILLVIEW DR, BRIDGEWATER, VA 22812-1047

Mortgage

Document Number	0000007881,
Date	Apr 10, 2026
Instrument	20267881

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	May 2, 2024
Property Address	130 MILLVIEW DR, BRIDGEWATER, VA 22812-1047
Document Number	005798/643
Book / Page	5798 / 643
Map Reference	MB 5290 PG 238
Instrument Date	Apr 17, 2024
Instrument	2024-08824
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$604.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 MILLVIEW DR, BRIDGEWATER, VA 22812-1047

Mortgage

Document Number	0202408825
Date	May 2, 2024
Instrument	2024-08825

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

November 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Nov 1, 2021
Property Address	130 MILLVIEW DR, BRIDGEWATER, VA 22812-1047
Document Number	005498/295
Book / Page	5498 / 295
Map Reference	MB 5290 PG 238
Instrument Date	Sep 9, 2021
Instrument	2021-30500
Transaction Type	Construction Loan
Record Updated	Jun 13, 2023
Title Company	MEMBERS TITLE LLC, MEMBERS TITLE

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	507 PORT REPUBLIC RD, HARRISONBURG, VA 22801-3323

Mortgage

Document Number	0202130501
Date	Nov 1, 2021
Instrument	2021-30501

Lender

Name	PARK VIEW FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Bridgewater Town
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,044.00 (+16.72%)	$461,300 (+20.26%) Land $75,000 Building $386,300	$461,300 (+20.26%) Land $75,000 Building $386,300
2025	$2,608.00	$383,600 (-) Land $50,000 Building $333,600
2023	$2,608.00	$383,600 Land $50,000 Building $333,600	$383,600 (-) Land $50,000 Building $333,600
2022			$383,600 Land $50,000 Building $333,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	29 (1985–2023)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BRIDGEWATER serves 6,177 people · EPA ID VA2165045
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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