130 Mill Creek Loop, Cherokee, AL 35616 Property Records

Colbert County property record for 130 Mill Creek Loop, Cherokee, AL 35616

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,394 sqft · built 1973
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (May 2023)
Tax Bill$738 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-09-31-0-000-007.000

Property Details

APN / Parcel Number

Primary APN05-09-31-0-000-007.000
Alternative APNs
  • 232705
  • 5776
  • 2559

Interior

Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,394 sqft Adjusted Area
Gross Area2,241 sqft
1st Floor Area2,241 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)
Lot Dimensions380 ft deep x 220 ft wide

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C

Location & Zoning

Account Number232705
Street Address130 MILL CREEK LOOP
CityCHEROKEE
StateAL
Zip35616-6102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 ACRES IN NE 1/4 OF NE 1/4 & PT NW 1/4 OF NE 1/4 220 X 380IRR /DB 2023 PG 10393-10394
Legal Range14W
Legal Township03S
Legal Section31
JurisdictionCOLBERT AL
Township / Civil DivisionCHEROKEE
Census Block Group1
Census Block1070
Census Tract21000

Owner

Source: Colbert County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address130 MILL CREEK LOOP, CHEROKEE, AL 35616-6102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2023 · Amount on Record
Deed SaleMay 9, 2023 · Amount on Record
Prior Transfer DateMay 5, 2023
Record UpdatedOct 29, 2026

May 2023: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCOLBERT AL
Recording DateMay 9, 2023
Property Address130 MILL CREEK LOOP, CHEROKEE, AL 35616-6102
Document Number2023/10393
Book / Page2023 / 10393
Map ReferenceDD 298 PG 726
Instrument DateMay 5, 2023
Instrument202310393
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address411 OLIVER CITY RD, WARRENTON, VA 20186-3842

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 MILL CREEK LOOP, CHEROKEE, AL 35616-6102

Mortgage

Document Number2023/10407
DateMay 9, 2023
Book Page2023/10407
Instrument202310407
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Colbert County assessment roll, as of December 11, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyColbert County
Unified School DistrictColbert County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$738.00 (+61.49%)
2025$457.00 (-2.97%)$15,000 (+6.69%) Land $2,420 Building $12,580$149,900 (+6.61%) Land $24,100 Building $125,800
2024$471.00 (-43.59%)$14,060 (+5.08%) Land $2,000 Building $12,060$140,600 (+5.24%) Land $20,000 Building $120,600
2023$835.00 (+8.87%)$13,380 (-44.06%)$133,600 (+11.72%) Land $18,300 Building $115,300
2022$767.00$23,920$119,580 Land $17,100 Building $102,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 46% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TEC
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill Creek Loop

Nearby Streets

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