130 Midland Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 130 Midland Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,447 sqft · built 1923
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$745,000 (Nov 2001)
Tax Bill	$24,340 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Jan 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`551400 146-15-3-75`

Property Details

APN / Parcel Number

Primary APN	`551400 146-15-3-75`
Alternative APN	`140014601500030750000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,447 sqft Living Area
1st Floor Area	2,447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	130 MIDLAND AVE
City	RYE
State	NY
Zip	10580-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	MAP OF LOCUST FARMS INC SECTION #2
Legal Block	3
Legal Lot Number	75.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	6
Census Block	6006
Census Tract	7600

Owner

130 Midland Ave is owned and occupied by two individuals who bought it in November 2001.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 MIDLAND AVE, RYE, NY 10580-3511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 26, 2017	Loan Modification, Mortgage · Conventional Mortgage UBS BK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2001 · Amount on File
Deed Sale	Nov 21, 2001 · Amount on File
Deed Document Number	2001413050525
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	130 MIDLAND AVE, RYE, NY 10580-3511
Transaction Type	Mortgage
Record Updated	Dec 30, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 MIDLAND AVE, RYE, NY 10580-3511

Mortgage

Document Number	0623473289
Date	Dec 15, 2022
Instrument	623473289

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	130 MIDLAND AVE, RYE, NY 10580-3511
Document Number	0570383536
Book / Page	057038 / 003536
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NAT'L LAND

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 MIDLAND AVE RYE NY 105803511, RYE, NY 10580-3511

Mortgage

Document Number	0570383536
Date	Feb 15, 2017
Book Page	057038/003536

Lender

Name	UBS BK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 130 Midland Ave was $24,340, down 56.1% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,340.00 (-56.15%)
2025	$55,503.00	$19,200 (-) Land $3,900 Building $15,300	$1,627,118 (+6.78%) Land $330,508 Building $1,296,610
2024		$19,200 (-) Land $3,900 Building $15,300	$1,523,810 (+2.38%) Land $309,524 Building $1,214,286
2023		$19,200 Land $3,900 Building $15,300	$1,488,373 Land $302,326 Building $1,186,047

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 Midland Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	29 (1979–2021)
Claims Outside the SFHA	22 of 29
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Midland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Midland Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures