130 Margaret St, Mobile, AL 36607 Property Records

Mobile County property record for 130 Margaret St, Mobile, AL 36607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,315 sqft · built 1988
Lot Size	0.267 acres (11,658 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,037 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R022907240004134`

Property Details

APN / Parcel Number

Primary APN	`R022907240004134`
Alternative APNs	`29 07 24 0 004 134.XXX` `00788507` `788507`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,315 sqft Living Area
1st Floor Area	2,315 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Other
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,658 sqft (0.267 acres)
Lot Dimensions	141 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	287 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	788507
Street Address	130 MARGARET ST
City	MOBILE
State	AL
Zip	36607-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 & S 30 FT OF LOT 2 RESUB LOT 33 TOUART SUB & LOTS 1-4 MECHEM & BIXLER SUB OF LOTS 18-32 TOUART TRT MBK 3 PG 333 #SEC 24 T4S R1W #MP29 07 24 0 004
Legal Range	04S
Legal Township	04S
Legal Section	24
Legal Subdivision	TOUART
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2002
Census Tract	2502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Midtown Historic District listed 2001 · 1,271 contributing resources · NRIS 01001293

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mobile County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 MARGARET ST, MOBILE, AL 36607-3403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	130 MARGARET ST, MOBILE, AL 36607-3403
Document Number	0000021165
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 MARGARET ST MOBILE AL 366073403, MOBILE, AL 36607-3403

Mortgage

Document Number	0000021165
Date	Apr 17, 2018
Book Page	007625/001600
Instrument	21165

Lender

Name	REGIONS BK
Type	Bank
Address	MOBILE, AL 36602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,037.00 (+4.33%) Homeowner's exemption	$17,230 (+4.11%) Land $3,960 Building $13,270	$172,300 (+4.11%) Land $39,600 Building $132,700
2024	$994.00 (+9.83%) Homeowner's exemption	$16,550 (+9.17%) Land $3,960 Building $12,590	$165,500 (+9.17%) Land $39,600 Building $125,900
2023	$905.00 Homeowner's exemption	$15,160 Land $3,300 Building $11,860	$151,600 Land $33,000 Building $118,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	40 (1979–2024)
Claims Outside the SFHA	22 of 40
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20