130 Maple Dr, Fenton, MO 63026 Property Records

St. Louis County property record for 130 Maple Dr, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,488 sqft · built 1978
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$177,500 (Oct 2012)
Tax Bill	$5,144 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28P-14-0095`

Property Details

APN / Parcel Number

Primary APN	`28P-14-0095`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	1,488 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	173 ft deep x 133 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	154 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	130 MAPLE DR
City	FENTON
State	MO
Zip	63026-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ANDERSON BOWLES ESTATE LOT PT 1 (AKA FENTON HILLS LOT PT 22)
Legal Subdivision	ANDERSON BOWLES ESTATE
Legal Lot Number	1,22
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	2
Census Block	2008
Census Tract	221425

Owner

130 Maple Dr is owned and occupied by two individuals who bought it in October 2012.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 MAPLE DR, FENTON, MO 63026-3222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Oct 26, 2018	Deed of Trust, Mortgage · Line of Credit STATE CHARTERED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2012 · Amount on File
Deed Sale	Oct 17, 2012 · Amount on File
Prior Sale	Aug 18, 2004 · Amount on File
Deed Document Number	2012446
Deed Book / Page	20204 / 832
Prior Transfer Date	Jul 27, 2004
Prior Transfer Doc	0160420346
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	130 MAPLE DR, FENTON, MO 63026-3222
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 MAPLE DR, FENTON, MO 63026-3222

Mortgage

Document Number	2023061600452
Date	Jun 16, 2023
Instrument	2023061600452

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	130 MAPLE DR, FENTON, MO 63026-3222
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 MAPLE DR, FENTON, MO 63026-3222

Mortgage

Document Number	0249023153
Date	Jun 3, 2021
Book Page	24902/3153
Instrument	2021060300640

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2026
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.75%
Index	5-Year CMT
Margin	2
Max Rate	9.75%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	130 MAPLE DR, FENTON, MO 63026-3222
Document Number	0232700024
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 MAPLE DR FENTON MO 630263222, FENTON, MO 63026-3222

Mortgage

Document Number	0232700024
Date	Nov 6, 2018
Book Page	023270/000024
Instrument	5

Lender

Name	STATE CHARTERED CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 5, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 130 Maple Dr was $5,144, up 8.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,630 (-) Land $35,230 Building $35,400	$371,700 (-) Land $185,400 Building $186,300
2025	$5,144.00 (+8.45%)	$70,630 Land $35,230 Building $35,400	$371,700 Land $185,400 Building $186,300
2024	$4,743.00 (+0.08%)
2023	$4,739.00 (+8.17%)	$63,670 (+15.37%) Land $30,130 Building $33,540	$335,100 Land $158,600 Building $176,500
2022	$4,381.00	$55,190 Land $33,230 Building $21,960
2021			$290,500 Land $174,900 Building $115,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 Maple Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Maple Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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