Berkeley County property record for 130 Ludgate Manor, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,080 sqft · built 2023 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $367,099 (Feb 2024) |
| Tax Bill | $2,449 (2025) |
| Deeds & Mortgages | Aug 2024 Line of Credit Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7M-0145.0000 |
| Primary APN | 02-7M-0145.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07246774 |
|---|---|
| Street Address | 130 LUDGATE MNR |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-1787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .13 AC LOT 50 P/O PHZ IV, V, & VI OVERLOOK AT RIVERSIDE PUD |
| Legal Lot Number | 50 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 971101 |
130 Ludgate Manor is owned and occupied by an individual who bought it in February 2024.
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 130 LUDGATE MNR, FALLING WATERS, WV 25419-1787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2024 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRT CO |
| Feb 13, 2024 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2024 · Amount on File |
| Deed Sale | Feb 13, 2024 · Amount on File |
| Deed Document Number | 20240004572 |
| Deed Book / Page | 1467 / 619 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 130 LUDGATE MNR, FALLING WATERS, WV 25419-1787 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004169/222 |
|---|---|
| Date | Aug 27, 2024 |
| Book Page | 4169/222 |
| Instrument | 20240025993 |
| Name | MANUFACTURERS & TRADERS TRT CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Feb 13, 2024 |
| Property Address | 130 LUDGATE MNR, FALLING WATERS, WV 25419-1787 |
| Document Number | 001467/619 |
| Book / Page | 1467 / 619 |
| Map Reference | PC 21 SLS 129&130 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 20240004572 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,829.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 130 LUDGATE MNR, FALLING WATERS, WV 25419-1787 |
| Document Number | 20240004573 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 20240004573 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
The 2025 property tax bill for 130 Ludgate Manor was $2,449.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,449.00 | $201,480 Land $42,360 Building $159,120 | $335,800 Land $70,600 Building $265,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Ludgate Manor in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (1996–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Ludgate Manor is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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