130 Lucas Rd, Hardwick, MA 01037 Property Records

Worcester County and Hardwick Town property record for 130 Lucas Rd, Hardwick, MA 01037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1986
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,063 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jun 2018 Mortgage
APN	`380-00040`

Property Details

APN / Parcel Number

Primary APN	`380-00040`
Alternative APNs	`HARD M:0380 B:0000 L:0004-0` `M:0380 B:0000 L:0004=0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,265 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	380-00040
Street Address	130 LUCAS RD
City	HARDWICK
State	MA
Zip	01037-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	4-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1045
Census Tract	723100

Owner

130 Lucas Rd, a single family home, is owned by two individuals.

Source: Worcester County and Hardwick Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 285, HARDWICK, MA 01037-0285
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK
Jun 20, 2018	Deed of Trust, Mortgage ATHOL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	130 LUCAS RD, HARDWICK, MA 01037-9755
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065384-191
Date	Jun 15, 2021
Book Page	65384/191
Instrument	82346

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	130 LUCAS RD, HARDWICK, MA 01037-9755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58972-280
Date	Jun 20, 2018
Book Page	58972/280
Instrument	60812

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 130 Lucas Rd was $3,063, up 5.4% from the year before.

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,063.00 (+5.44%)	$240,400 (+8.83%) Land $41,800 Building $198,600	$289,588 (-15.77%)
2025	$2,905.00 (+4.2%)	$220,900 (-) Land $41,800 Building $179,100	$343,805 (+1.89%)
2024	$2,788.00 (+4.19%)	$220,900 (+9.79%) Land $41,800 Building $179,100	$337,440
2023	$2,676.00	$201,200 Land $39,800 Building $161,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 130 Lucas Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Lucas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDWICK CENTER WATER DISTRICT serves 80 people · EPA ID MA1124000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	16 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lucas Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures