Guilford Town property record for 130 Lower Rd, Guilford, CT 06437
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,333 sqft · built 2001 |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jul 1996) |
| Tax Bill | $26,634 (2025) |
| Deeds & Mortgages | Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GUIL M:1604905 |
| Primary APN | GUIL M:1604905 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,333 sqft Living Area |
| Basement Area | 2,584 sqft |
| Unfinished Basement | 2,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 72,745 sqft (1.67 acres) |
| Garage Type | Attached |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 9221 |
|---|---|
| Street Address | 130 LOWER RD |
| City | GUILFORD |
| State | CT |
| Zip | 06437-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Jurisdiction | GUILFORD CT |
| Township / Civil Division | GUILFORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 190200 |
130 Lower Rd is owned and occupied by two individuals who bought it in July 1996.
Source: Guilford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 LOWER RD, GUILFORD, CT 06437-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 1996 · Amount on File |
| Deed Sale | Jul 15, 1996 · Amount on File |
| Deed Book / Page | 463 / 726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD CT |
| Property Address | 130 LOWER RD, GUILFORD, CT 06437-3305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 954-895 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 954/895 |
| Instrument | 2292420015 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 130 Lower Rd was $26,634.
Source: Guilford Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Guilford Town |
| Unified School District | Guilford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,634.00 | $963,270 (-) Land $378,980 Building $584,290 | $1,376,100 Land $541,400 Building $834,700 |
| 2024 | $26,634.00 (+4.02%) | $963,270 (-) Land $378,980 Building $584,290 | |
| 2023 | $25,604.00 (+15.16%) | $963,270 (+44.06%) Land $378,980 Building $584,290 | |
| 2022 | $22,233.00 | $668,670 Land $280,960 Building $387,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Lower Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 130 Lower Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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