130 Lost Creek Dr, Boardman (Youngstown), OH 44512 Property Records

Mahoning County property record for 130 Lost Creek Dr, Boardman, OH 44512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,704 sqft · built 1995
Lot Size	0.469 acres (20,425 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,325 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Sep 2010 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-096-0-179.00-0`

Property Details

APN / Parcel Number

Primary APN	`29-096-0-179.00-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
Gross Area	4,164 sqft
1st Floor Area	1,704 sqft
Basement Area	1,428 sqft
Family Room	Family Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	20,425 sqft (0.469 acres)
Lot Dimensions	222 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	1,032 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	130 LOST CREEK DR
City	BOARDMAN
State	OH
Zip	44512-6571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 25 92.50 X 222.67 LOST CREEK SUBDIVISION PL
Legal Subdivision	LOST CREEK SUBDIVISION
Legal Lot Number	2
Jurisdiction	MAHONING OH
Township / Civil Division	BOARDMAN
Census Block Group	2
Census Block	2002
Census Tract	812001

Owner

130 Lost Creek Dr is owned and occupied by two individuals who acquired it in November 2024.

Source: Mahoning County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 LOST CREEK DR, YOUNGSTOWN, OH 44512-6571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 27, 2010	Deed of Trust, Mortgage · Conventional Mortgage THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH
Aug 7, 2009	Deed of Trust, Mortgage THE HOME SAVINGS & LOAN COMPANY
Mar 20, 2006	Deed of Trust, Mortgage · Line of Credit THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH
Nov 7, 2024	Transfer on Death Deed, Transfer
Sep 24, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 7, 2024
Transfer Doc	006651/150
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	130 LOST CREEK DR, BOARDMAN, OH 44512-6571
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06364/2422
Date	Feb 4, 2020
Book Page	6364/2422
Instrument	202000002738

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 17, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	130 LOST CREEK DR, BOARDMAN, OH 44512-6571
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05873/0705
Date	Sep 27, 2010
Book Page	5873/0705
Instrument	201000021371

Lender

Name	THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH
Type	Lending Institution
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2025

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	130 LOST CREEK DR, BOARDMAN, OH 44512-6571
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005817/284
Date	Aug 7, 2009
Book Page	5817/284
Instrument	200900020286

Lender

Name	THE HOME SAVINGS & LOAN COMPANY
Address	YOUNGSTOWN, OH 44501

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 11, 2024

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	130 LOST CREEK DR, BOARDMAN, OH 44512-6571
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 LOST CREEK DR, YOUNGSTOWN, OH 44512-6571

Mortgage

Document Number	05603/1916
Date	Mar 20, 2006
Book Page	5603/1916
Instrument	200600009415

Lender

Name	THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH
Type	Lending Institution
Address	275 W FEDERAL ST, YOUNGSTOWN, OH 44503

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

November 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MAHONING OH
Recording Date	Nov 7, 2024
Property Address	130 LOST CREEK DR, BOARDMAN, OH 44512-6571
Document Number	006651/150
Book / Page	6651 / 150
Map Reference	VOL 89 PG 80
Instrument Date	Nov 7, 2024
Instrument	202400021600
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 LOST CREEK DR, BOARDMAN, OH 44512-6571

September 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MAHONING OH
Recording Date	Sep 24, 2024
Property Address	130 LOST CREEK DR, BOARDMAN, OH 44512-6571
Document Number	06643/1856
Book / Page	6643 / 1856
Map Reference	VOL 89 PG 80
Instrument Date	Sep 23, 2024
Instrument	202400018280
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 LOST CREEK DR, BOARDMAN, OH 44512-6571

Tax Assessment & Valuation

The 2025 property tax bill for 130 Lost Creek Dr was $5,325, down 3% from the year before.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Boardman Township
Unified School District	Boardman Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,325.00 (-2.99%)	$107,350 (-) Land $12,590 Building $94,760	$306,730 Land $35,980 Building $270,750
2024	$5,489.00 (+1.35%)	$107,350 (-) Land $12,590 Building $94,760
2023	$5,416.00 (+21.71%)	$107,350 (+59.87%) Land $12,590 Building $94,760	$306,730 (+59.89%) Land $35,980 Building $270,750
2022	$4,450.00	$67,150 Land $12,600 Building $54,550	$191,840 Land $35,990 Building $155,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Lost Creek Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 130 Lost Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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