Monroe County property record for 130 Long Ben Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,640 sqft · built 2015 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $135,000 (Apr 2013) |
| Tax Bill | $8,409 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00495200-000000 |
| Primary APN | 00495200-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 2,640 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Attic | Attic |
| Attic Area | 945 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Flat |
| Roof Material | Tile |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Canal |
| Garage Type | Carport |
| Garage Area | 945 sqft |
| Carport | Carport |
| Carport Area | 945 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 165 sqft |
| Patio Area | 24 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1611379 |
|---|---|
| Street Address | 130 LONG BEN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | BK 16 LT 14 FIRST ADDN TO PIRATES COVE PB3-87 KEY LARGO OR62-50-51 OR688-101 OR1687-2154 OR2622-163 OR2639-1711C |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 32 |
| Legal Subdivision | PIRATES COVE 1ST ADD |
| Legal Block | 16 |
| Legal Lot Number | 14 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 970500 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 441763, MIAMI, FL 33144-1763 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2013 · Amount on Record |
| Deed Sale | Apr 8, 2013 · Amount on Record |
| Prior Sale | Mar 23, 2001 · Amount on Record |
| Deed Document Number | 20131927742 |
| Deed Book / Page | 2622 / 163 |
| Last Transfer Date | Jul 25, 2025 |
| Transfer Doc | 0033422332 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,189,708 (-3.34%) Land $543,750 Building $645,958 | $1,189,708 (-3.34%) Land $543,750 Building $645,958 | |
| 2024 | $8,409.00 (+1.83%) | ||
| 2023 | $8,258.00 (+13%) | $1,230,796 (+13.08%) Land $620,000 Building $610,796 | $1,230,796 (+13.08%) Land $620,000 Building $610,796 |
| 2022 | $7,308.00 | $1,088,382 Land $475,000 Building $613,382 | $1,088,382 Land $475,000 Building $613,382 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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