130 Logan St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 130 Logan St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,447 sqft · built 1920
Lot Size	0.099 acres (4,320 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jan 2009)
Tax Bill	$4,021 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:Q-21 B:0003 L:0016`

Property Details

APN / Parcel Number

Primary APN	`M:Q-21 B:0003 L:0016`
Alternative APN	`GARD M:R22 B:17 L:16`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,447 sqft Living Area
Gross Area	3,187 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,320 sqft (0.099 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	130 LOGAN ST
City	GARDNER
State	MA
Zip	01440-2760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	17
Legal Lot Number	16
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1013
Census Tract	707200

Owner

130 Logan St is owned and occupied by an individual who acquired it in January 2022.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	130 LOGAN ST, GARDNER, MA 01440-2760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Jan 6, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GFA FEDERAL CREDIT UNION
Oct 1, 2018	Deed of Trust, Mortgage GFA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2009 · Amount on File
Deed Sale	Jan 26, 2009 · Amount on File
Prior Sale	Nov 7, 2008 · Amount on File
Deed Document Number	20097119
Deed Book / Page	43715 / 165
Last Transfer Date	Jan 5, 2022
Transfer Doc	066897-348
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Recording Date	Jul 30, 2026
Property Address	130 LOGAN ST, GARDNER, MA 01440-2760
Document Number	0000065079
Book / Page	73956 / 382
Instrument Date	Jul 20, 2026
Instrument	202665079
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 LOGAN ST, GARDNER, MA 01440-2760

Mortgage

Document Number	0000065079,
Date	Jul 30, 2026
Book Page	73956/382
Instrument	202665079

Lender

Name	CORNERSTONE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jan 6, 2022
Property Address	130 LOGAN ST, GARDNER, MA 01440-2760
Document Number	066897-348
Book / Page	66897 / 348
Instrument Date	Jan 5, 2022
Instrument	1849
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 LOGAN ST, GARDNER, MA 01440-2760

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	130 LOGAN ST, GARDNER, MA 01440-2760
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66496-333
Date	Nov 10, 2021
Book Page	66496/333
Instrument	157871

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2031

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	130 LOGAN ST, GARDNER, MA 01440-2760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59491-21
Date	Oct 1, 2018
Book Page	59491/21
Instrument	104314

Lender

Name	GFA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 130 Logan St was $4,021, up 10,481.6% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,021.00 (+10,481.58%)	$292,000 (+8.23%) Land $71,000 Building $221,000	$340,823 (+12.29%)
2025	$38.00 (-99.01%)	$269,800 (+5.64%) Land $64,600 Building $205,200	$303,525
2024	$3,828.00 (+3.1%)	$255,400 (+10.95%) Land $58,700 Building $196,700
2023	$3,713.00	$230,200 Land $57,800 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Logan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Logan St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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