130 Locust St, Windsor, CO 80550 Property Records

Weld County property record for 130 Locust St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,605 sqft · built 1929
Lot Size	0.109 acres (4,750 sqft)
Owner	Company Name on Record
Last Sale	$505,000 (Feb 2022)
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8072-12-1-10-03`

Property Details

APN / Parcel Number

Primary APN	`8072-12-1-10-03`
Alternative APNs	`0807-21-2-11-003` `R1527486`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	1,032 sqft
Basement Area	672 sqft
Finished Basement	573 sqft
Unfinished Basement	99 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1929
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,750 sqft (0.109 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	280 sqft
Porch	Porch
Porch Area	240 sqft
Balcony Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1527486
Street Address	130 LOCUST ST
City	WINDSOR
State	CO
Zip	80550-5256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 23091 L15 BLK27 EXC N95
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	WINDSOR TOWN
Legal Block	27
Legal Lot Number	15
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3006
Census Tract	2205

Owner

Source: Weld County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12598 FIRST ST, THORNTON, CO 80241-3821
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Feb 17, 2022	Warranty Deed, Transfer · Commercial Mortgage COST FUND I LLC
Feb 2, 2018	Warranty Deed, Transfer · VA Mortgage GROUP MORTGAGE LLC
Feb 2, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Dec 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Prior Sale	Feb 2, 2018 · Amount on Record
Deed Document Number	20224803428
Prior Transfer Date	Dec 15, 2017
Prior Transfer Doc	0004360542
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	130 LOCUST ST, WINDSOR, CO 80550-5256
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004268348
Date	Jan 9, 2017
Instrument	4268348

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	130 LOCUST ST, WINDSOR, CO 80550-5256
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004838069
Date	Jun 28, 2022
Instrument	4838069

Lender

Name	COGENT BANK
Type	Bank
Address	PAPILLION, NE 68046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 15, 2032

Interest

Rate Type	Adjustable Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Feb 17, 2022
Property Address	130 LOCUST ST, WINDSOR, CO 80550-5256
Document Number	0004803428
Instrument Date	Feb 14, 2022
Instrument	4803428
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	NOT AVAILABLE, GUARANTEED TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$50.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5023 W 120TH AVE # 235, 235, BROOMFIELD, CO 80020-5606

Mortgage

Document Number	0004803430
Date	Feb 17, 2022
Instrument	4803430

Lender

Name	COST FUND I LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 13, 2023

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Feb 2, 2018
Property Address	130 LOCUST ST, WINDSOR, CO 80550-5256
Document Number	0004372871
Instrument Date	Feb 2, 2018
Instrument	4372871
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 LOCUST ST, WINDSOR, CO 80550-5256

Mortgage

Document Number	0004372872
Date	Feb 2, 2018
Instrument	4372872

Lender

Name	GROUP MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Feb 2, 2018
Property Address	130 LOCUST ST, WINDSOR, CO 80550-5256
Document Number	0004372870
Instrument Date	Jan 12, 2018
Instrument	4372870
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 LOCUST ST WINDSOR CO 805505256, WINDSOR, CO 80550-5256

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Dec 15, 2017
Property Address	130 LOCUST ST, WINDSOR, CO 80550-5256
Document Number	0004360542
Instrument Date	Dec 15, 2017
Instrument	4360542
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 LOCUST ST WINDSOR CO 805505256, WINDSOR, CO 80550-5256

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,990 (-2.08%) Land $2,330 Building $22,660	$408,268 (-) Land $38,000 Building $370,268
2025	$2,551.00 (+5.33%)	$25,520 (-13.05%) Land $2,380 Building $23,140	$408,268 (-5.89%) Land $38,000 Building $370,268
2024	$2,422.00 (+8.95%)
2023	$2,223.00	$29,350 Land $2,250 Building $27,100	$433,817 Land $33,250 Building $400,567

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.2% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon, Vistabeam.

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