130 Lance's Ln, Covington, GA 30016 Property Records

Newton County property record for 130 Lance's Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,040 sqft · built 2016
Lot Size	0.619 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,500 (Dec 2016)
Tax Bill	$4,155 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0015D-00000-059-000`

Property Details

APN / Parcel Number

Primary APN	`0015D-00000-059-000`
Alternative APNs	`0015D 059` `8606`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,040 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.619 acres)
Garage Area	770 sqft
Porch	Open Porch
Porch Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8606
Old Parcel Number	0015D 059
Street Address	130 LANCES LN
City	COVINGTON
State	GA
Zip	30016-9172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 59 HERITAGE POINTE PH3
Legal Subdivision	HERITAGE POINTE
Legal Phase	3
Legal Lot Number	59
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1008
Census Tract	100905

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 LANCES LN, COVINGTON, GA 30016-9172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Sep 5, 2017	Deed of Trust, Mortgage · FHA Mortgage WEI MORTGAGE
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Jul 24, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2016 · Amount on Record
Deed Sale	Dec 21, 2016 · Amount on Record
Prior Sale	Jun 9, 2016 · Amount on Record
Deed Document Number	0003517355
Deed Book / Page	3517 / 355
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	130 LANCES LN, COVINGTON, GA 30016-9172
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 LANCES LN, COVINGTON, GA 30016-9172

Mortgage

Document Number	0045570000000689
Date	Oct 11, 2023
Book Page	0000004557/0000000689
Instrument	D2023012150

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	130 LANCES LN, COVINGTON, GA 30016-9172
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036050504
Date	Sep 5, 2017
Book Page	3605/504
Instrument	009976

Lender

Name	WEI MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	130 LANCES LN, COVINGTON, GA 30016-9172
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 LANCES LN, COVINGTON, GA 30016-9172

Mortgage

Document Number	0042170000000233
Date	Jun 24, 2021
Book Page	0000004217/0000000233
Instrument	011827

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	130 LANCES LN, COVINGTON, GA 30016-9172
Document Number	0040460358
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 LANCES LN COVINGTON GA 300169172, COVINGTON, GA 30016-9172

Mortgage

Document Number	0040460358
Date	Aug 3, 2020
Book Page	004046/000358
Instrument	10621

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,155.00 (+6.32%) Homeowner's exemption	$170,200 (+10.63%) Land $24,800 Building $145,400	$425,500 (+10.63%) Land $62,000 Building $363,500
2023		$153,840 Land $12,800 Building $141,040	$384,600 Land $32,000 Building $352,600
2022	$3,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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