Bergen County and Ramsey Borough property record for 130 Lakeside Dr, Ramsey, NJ 07446
| Property Type | Commercial |
|---|---|
| Details | built 2025 |
| Lot Size | 15.7 acres (686,070 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $19,336 (2025) |
| Deeds & Mortgages | Apr 2024 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 48-05207-0000-00007 |
| Primary APN | 48-05207-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Construction Type | Frame |
| Lot Area | 686,070 sqft |
| Street Address | 130 LAKESIDE DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R3 |
| Legal Description | 15.750AC |
| Legal Block | 5207 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 105 LAKESIDE DR, RAMSEY, NJ 07446-2563 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 130 LAKESIDE DR, RAMSEY, NJ 07446 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0052161828 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 5216/1828 |
| Instrument | 2024021871 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | CHERRY HILL, NJ 08034 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,333,900 (+42.04%) Land $708,800 Building $625,100 | $1,333,900 (+42.04%) Land $708,800 Building $625,100 | |
| 2025 | $19,336.00 (-7.52%) | $939,100 (+26.75%) Land $689,100 Building $250,000 | $939,100 (+26.75%) Land $689,100 Building $250,000 |
| 2024 | $20,908.00 (+7.59%) | ||
| 2023 | $740,900 Land $492,200 Building $248,700 | $740,900 Land $492,200 Building $248,700 | |
| 2022 | $19,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1983–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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