130 Kendrick Mill Rd, Vincent, AL 35178 Property Records

St. Clair County property record for 130 Kendrick Mill Rd, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,855 sqft · built 2006
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jan 2023)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-03-07-0-001-003.003`

Property Details

APN / Parcel Number

Primary APN	`31-03-07-0-001-003.003`
Alternative APNs	`520403` `52109`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,855 sqft Heated Area
1st Floor Area	2,384 sqft
Upper Floors Area	225 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	130 KENDRICK MILL RD
City	VINCENT
State	AL
Zip	35178-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR SW/4 NE/4 E 424.01' TO POB E 342.01' SW 174.41' SE 165.55' NW ALG R/W 429.1' N 252.19' TO POB 7-18-3
Legal Range	03E
Legal Township	18S
Legal Section	07
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2066
Census Tract	40209

Owner

130 Kendrick Mill Rd is owned and occupied by an individual who bought it in January 2023.

Source: St. Clair County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	130 KENDRICK MILL RD, VINCENT, AL 35178-9629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2023 · Amount on File
Deed Sale	Jan 17, 2023 · Amount on File
Deed Book / Page	2023 / 568
Prior Transfer Date	Mar 3, 2005
Prior Transfer Doc	0000002196
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jan 17, 2023
Property Address	130 KENDRICK MILL RD, VINCENT, AL 35178-9629
Document Number	0000000568
Book / Page	DEED 2023 / 568
Instrument Date	Jan 6, 2023
Transaction Type	Transfer
Record Updated	Feb 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 KENDRICK MILL RD, VINCENT, AL 35178-9629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	130 KENDRICK MILL RD, VINCENT, AL 35178-9629

Mortgage

Document Number	MTG20231398
Date	Jan 17, 2023
Instrument	MTG 2023/1398

Lender

Name	GUARDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	Other
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 130 Kendrick Mill Rd was $1,524 with exemptions applied.

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,524.00	$41,520	$415,100
2023		$77,726 Land $4,560 Building $73,166	$388,630 Land $22,800 Building $365,830
2022	$1,087.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 Kendrick Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Kendrick Mill Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coosa Valley Technologies Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20