130 Joy Rd, Adrian, MI 49221 Property Records

Lenawee County property record for 130 Joy Rd, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1972
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jun 2021)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`XA0-645-0040-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-645-0040-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Traditional
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	147 ft deep x 100 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	130 JOY RD
City	ADRIAN
State	MI
Zip	49221-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 40 MEADOW VIEW
Legal Subdivision	MEADOW VIEW
Legal Lot Number	40
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	4
Census Block	4002
Census Tract	61702

Owner

Source: Lenawee County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 JOY RD, ADRIAN, MI 49221-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage STAUNTON FINANCIAL INC
May 3, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	May 3, 2017 · Amount on Record
Deed Book / Page	2621 / 3
Prior Transfer Date	Aug 11, 2016
Prior Transfer Doc	0025310860
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Jun 17, 2021
Property Address	130 JOY RD, ADRIAN, MI 49221-1221
Document Number	0026210003
Book / Page	2621 / 3
Instrument Date	Jun 15, 2021
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 ROGERS RD, ADRIAN, MI 49221-1660

Mortgage

Document Number	0000026214
Date	Jun 17, 2021
Instrument	2621/4

Lender

Name	STAUNTON FINANCIAL INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	May 3, 2017
Property Address	130 JOY RD, ADRIAN, MI 49221-1221
Document Number	0025440848
Book / Page	002544 / 000848
Instrument Date	May 1, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	25440849
Date	May 3, 2017
Book Page	002544/000849

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,800 (+8.72%)	$159,600 (+8.72%)
2025	$3,103.00 (+2.34%) Homeowner's exemption	$73,400 (+15.96%)	$146,800 (+15.96%)
2024	$3,032.00
2023		$63,300 (+7.11%)	$126,600 (+7.11%)
2022		$59,100	$118,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: D&P Communications.

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