130 Joseph Dr, Havelock, NC 28532 Property Records

Craven County property record for 130 Joseph Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,505 sqft · built 2010
Lot Size	0.45 acres (19,616 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Nov 2010)
Tax Bill	$2,529 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-049-A-016`

Property Details

APN / Parcel Number

Primary APN	`6-049-A-016`
Alternative APN	`129730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,505 sqft Living Area
1st Floor Area	1,505 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,616 sqft (0.45 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	129730
Street Address	130 JOSEPH DR
City	HAVELOCK
State	NC
Zip	28532-2755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 SLOCUM WOODS
Legal Subdivision	SLOCUM WOODS
Legal Lot Number	16
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	3
Census Block	3013
Census Tract	961301

Owner

130 Joseph Dr is owned and occupied by an individual who bought it in November 2010.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	130 JOSEPH DR, HAVELOCK, NC 28532-2755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2018	Deed of Trust, Mortgage BRANCH BANKING & TRUST CO
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2010 · Amount on File
Deed Sale	Nov 1, 2010 · Amount on File
Prior Sale	May 24, 2010 · Amount on File
Deed Book / Page	2953 / 901
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	130 JOSEPH DR, HAVELOCK, NC 28532-2755
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003552/0000000486
Date	Nov 6, 2018
Book Page	0000003552/0000000486
Instrument	000010029583

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	130 JOSEPH DR, HAVELOCK, NC 28532-2755
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003626/620
Date	Aug 17, 2020
Book Page	3626/620
Instrument	10059483

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	130 JOSEPH DR, HAVELOCK, NC 28532-2755
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 JOSEPH DR, HAVELOCK, NC 28532-2755

Mortgage

Document Number	03716/1729
Date	Mar 14, 2022
Book Page	3716/1729
Instrument	10093432

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 130 Joseph Dr was $2,529, up 2.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,529.00 (+2.47%)	$205,720 (-) Land $40,000 Building $165,720	$205,720 (-) Land $40,000 Building $165,720
2025	$2,468.00	$205,720 Land $40,000 Building $165,720	$205,720 Land $40,000 Building $165,720
2023	$2,373.00 (+24.05%)	$205,720 (+27.64%) Land $40,000 Building $165,720	$205,720 Land $40,000 Building $165,720
2022	$1,913.00	$161,170 Land $40,000 Building $121,170
2018			$161,170 Land $40,000 Building $121,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Joseph Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	14 (2003–2018)
Claims Outside the SFHA	5 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Joseph Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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