130 Jane St, Vincent, AL 35178 Property Records

St. Clair County property record for 130 Jane St, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,799 sqft · built 1975
Lot Size	0.66 acres (28,670 sqft)
Owner	Company Name on File
Last Sale	$440,000 (May 2022)
Tax Bill	$1,462 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-05-16-0-002-021.000`

Property Details

APN / Parcel Number

Primary APN	`31-05-16-0-002-021.000`
Alternative APNs	`502577` `35813`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,799 sqft Heated Area
1st Floor Area	1,144 sqft
Upper Floors Area	655 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	28,670 sqft (0.66 acres)
Boat Access	Boat Access
Boat House	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	130 JANE ST
City	VINCENT
State	AL
Zip	35178-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/2 OF LOT 15 WHITTENWOOD S/D MB B PG 38 16-18-3
Legal Range	03E
Legal Township	18S
Legal Section	16
Legal Subdivision	WHITTENWOOD S/D
Legal Lot Number	15
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1018
Census Tract	40213

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	123 WINDINGHAM DR NW, HUNTSVILLE, AL 35806-4010
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTHPOINT BK
Oct 4, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on File
Deed Sale	May 20, 2022 · Amount on File
Prior Sale	Oct 4, 2019 · Amount on File
Deed Book / Page	2022 / 7269
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Oct 21, 2019
Property Address	130 JANE ST, VINCENT, AL 35178-9311
Document Number	0000012630
Instrument Date	Oct 18, 2019
Instrument	12630
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3113 CAMBRIDGE CIR TRUSSVILLE AL 351733118, TRUSSVILLE, AL 35173-3118

Mortgage

Document Number	40831
Date	Oct 21, 2019
Instrument	40831

Lender

Name	SOUTHPOINT BK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Oct 4, 2019
Property Address	130 JANE ST, VINCENT, AL 35178-9311
Document Number	0000011948
Instrument Date	Oct 1, 2019
Instrument	11948
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 JANE ST VINCENT AL 351789311, VINCENT, AL 35178-9311

Mortgage

Document Number	38697
Date	Oct 4, 2019
Instrument	38697

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,462.00 (+24.96%)	$40,620 (-50.01%)	$405,870 (-0.1%)
2023		$81,254 Land $24,500 Building $56,754	$406,270 Land $122,500 Building $283,770
2022	$1,170.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Coosa Valley Technologies Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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