130 Jackson St, Lake Wales, FL 33859 Property Records

Polk County property record for 130 Jackson St, Lake Wales, FL 33859

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1984
Lot Size	0.331 acres (14,401 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Sep 2022)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-30-35-928600-003190`

Property Details

APN / Parcel Number

Primary APN	`27-30-35-928600-003190`
Alternative APNs	`353027928600003190` `53027000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,692 sqft
1st Floor Area	1,272 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	14,401 sqft (0.331 acres)
Lot Dimensions	120 ft deep x 120 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	324 sqft
Porch	Florida Room
Porch Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	130 JACKSON ST
City	LAKE WALES
State	FL
Zip	33859-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	SOUTH LAKE WALES UNIT NO 6 PB 43 PG 1 LOTS 319,320 & 321
Legal Range	27E
Legal Township	30S
Legal Section	35
Legal Subdivision	SOUTH LAKE WALES UNIT 6
Legal Tract	928600
Legal Block	1
Legal Lot Number	319-3
Legal Unit	6
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	1
Census Block	1024
Census Tract	15405

Owner

130 Jackson St is owned and occupied by two individuals who bought it in September 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 JACKSON ST, LAKE WALES, FL 33859-7902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 8, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 21, 2017	Warranty Deed, Transfer · FHA Mortgage GSF MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Dec 21, 2017 · Amount on File
Deed Document Number	2022243598
Deed Book / Page	12410 / 1266
Prior Transfer Date	Sep 18, 2012
Prior Transfer Doc	0000171044
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	130 JACKSON ST, LAKE WALES, FL 33859-7902
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 JACKSON ST, LAKE WALES, FL 33859-7902

Mortgage

Document Number	0000240361
Date	Oct 11, 2023
Book Page	12869/1940
Instrument	2023240361

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Sep 1, 2063

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 8, 2022
Property Address	130 JACKSON ST, LAKE WALES, FL 33859-7902
Document Number	0000243598
Book / Page	12410 / 1266
Map Reference	MB 43 PG 1
Instrument Date	Sep 2, 2022
Instrument	2022243598
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	HOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,701.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	816 DR KING RD, 816, TALLAPOOSA, GA 30176-4260

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 JACKSON ST, LAKE WALES, FL 33859-7902

Mortgage

Document Number	0124101268
Date	Sep 8, 2022
Instrument	12410/1268

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 21, 2017
Property Address	130 JACKSON ST, LAKE WALES, FL 33859-7902
Document Number	0103471325
Book / Page	010347 / 001325
Instrument Date	Dec 18, 2017
Instrument	245634
Transaction Type	Transfer
Record Updated	Jan 12, 2018
Title Company	REAL ESTATE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$889.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 JACKSON ST LAKE WALES FL 338597902, LAKE WALES, FL 33859-7902

Mortgage

Document Number	103471326
Date	Dec 21, 2017
Book Page	010347/001326
Instrument	245635

Lender

Name	GSF MTG
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 130 Jackson St was $1,952 with a homeowner's exemption, down 25.5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,159 (-6.81%) Land $23,640 Building $154,519	$178,159 (-6.81%) Land $23,640 Building $154,519
2025	$1,952.00 (-25.47%)	$191,181 Land $23,640 Building $167,541	$191,181 Land $23,640 Building $167,541
2024	$2,619.00 (-7.75%)
2023	$2,839.00 (+98.25%)	$179,100 (+58.54%) Land $22,640 Building $156,460	$179,100 (+21.02%) Land $22,640 Building $156,460
2022	$1,432.00 Homeowner's exemption	$112,966	$147,998 Land $11,672 Building $136,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 Jackson St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2010–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Jackson St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE WALES/PARK WATER COMPANY private · serves 1,948 people · EPA ID FL6530408
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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