James City County property record for 130 Howard Dr, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,258 sqft · built 2017 |
| Lot Size | 0.489 acres (21,301 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $189,000 (Jan 2018) |
| Tax Bill | $1,147 (2019) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-3 01-0-0038 |
| Primary APN | 52-3 01-0-0038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,258 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 21,301 sqft (0.489 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 130 sqft |
| Patio Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Account Number | 2247 |
|---|---|
| Street Address | 130 HOWARD DR |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-6004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 GENERAL RESIDENTIAL |
| Legal Description | GROVE VILLAGE |
| Legal Subdivision | ACREAGE LOTS ROBERTS |
| Legal Lot Number | 38 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | ROBERTS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 80102 |
Source: James City County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 130 HOWARD DR, WILLIAMSBURG, VA 23185-6004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jan 22, 2018 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MTG |
| Sep 1, 2017 | Deed of Trust, Mortgage · Line of Credit UNION BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2018 · Amount on Record |
| Deed Sale | Jan 22, 2018 · Amount on Record |
| Deed Document Number | 180001725 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 130 HOWARD DR, WILLIAMSBURG, VA 23185-6004 |
| Document Number | 0000001005 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 130 HOWARD DR WILLIAMSBURG VA 231856004, WILLIAMSBURG, VA 23185-6004 |
| Document Number | 0000001005 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 1005 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jan 22, 2018 |
| Property Address | 130 HOWARD DR, WILLIAMSBURG, VA 23185-6004 |
| Document Number | 0000001725 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 1725 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 HOWARD DR WILLIAMSBURG VA 231856004, WILLIAMSBURG, VA 23185-6004 |
| Document Number | 1726 |
|---|---|
| Date | Jan 22, 2018 |
| Instrument | 1726 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 130 HOWARD DR, WILLIAMSBURG, VA 23185-6004 |
| Document Number | 0000017633 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000017633 |
|---|---|
| Date | Sep 6, 2017 |
| Instrument | 17633 |
| Name | UNION BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $266,300 (+58.14%) Land $64,000 Building $202,300 | $266,300 (+58.14%) Land $64,000 Building $202,300 | |
| 2023 | $168,400 Land $40,900 Building $127,500 | $168,400 Land $40,900 Building $127,500 | |
| 2019 | $1,147.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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