Otsego County and Oneonta Town property record for 130 Hillside Dr, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,148 sqft · built 1966 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (May 2026) |
| Tax Bill | $3,890 (2026) |
| Deeds & Mortgages | Oct 2023 Refinance May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 289.14-1-28.00 |
| Primary APN | 364600 289.14-1-28.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,148 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 208 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 094160 |
|---|---|
| Street Address | 130 HILLSIDE DR |
| City | ONEONTA |
| State | NY |
| Zip | 13820-3666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 970 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 590800 |
130 Hillside Dr is owned and occupied by two individuals who bought it in May 2026.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15541 STATE HIGHWAY 23, DAVENPORT, NY 13750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA |
| May 29, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage GENESEE REGIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Prior Sale | Mar 15, 2011 · Amount on File |
| Deed Document Number | 20262490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 130 HILLSIDE DR, ONEONTA, NY 13820-3666 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000010 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 2023-4010 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 29, 2026 |
| Property Address | 130 HILLSIDE DR, ONEONTA, NY 13820-3666 |
| Document Number | 0000000490 |
| Instrument Date | May 28, 2026 |
| Instrument | 20262490 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15541 STATE HIGHWAY 23, DAVENPORT, NY 13750 |
| Date | May 29, 2026 |
|---|
| Name | GENESEE REGIONAL BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 130 Hillside Dr was $3,890 with exemptions applied, up 28.1% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,890.00 (+28.09%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,037.00 | $132,000 Land $47,300 Building $84,700 | $188,571 Land $67,571 Building $121,000 |
| 2023 | $3,551.00 Homeowner's exemption Senior Citizen's exemption | $132,000 (-) Land $47,300 Building $84,700 | $169,231 (+12.82%) Land $60,641 Building $108,590 |
| 2022 | $132,000 Land $47,300 Building $84,700 | $150,000 Land $53,750 Building $96,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 130 Hillside Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1979–2011) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Hillside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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