130 High Point Ct, Troy, NC 27371 Property Records

Montgomery County property record for 130 High Point Ct, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,877 sqft · built 2018
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,230 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6589 16 83 0416`

Property Details

APN / Parcel Number

Primary APN	`6589 16 83 0416`
Alternative APN	`1479928`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,877 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	40,946 sqft (0.94 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1479928
Street Address	130 HIGH POINT CT
City	TROY
State	NC
Zip	27371-8908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAROLINA FOREST LOT 1060 & 1061 CAROLINA FOR #1060&1061
Legal Subdivision	CAROLINA FOREST
Legal Lot Number	1060
Jurisdiction	MONTGOMERY NC
Township / Civil Division	UWHARRIE
Census Block Group	1
Census Block	1002
Census Tract	960301

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1000 BRAFFORD DR, CONCORD, NC 28025-7803
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 28, 2018	Deed of Trust, Mortgage · Construction Mortgage STATE EMPLOYEES CU
Feb 1, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 25, 2018
Transfer Doc	0803/0164
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	130 HIGH POINT CT, TROY, NC 27371-8908
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	887/577
Date	Nov 3, 2021
Book Page	887/577
Instrument	371065

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	130 HIGH POINT CT, TROY, NC 27371-8908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	847/786
Date	Jun 1, 2020
Book Page	847/786
Instrument	363135

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	130 HIGH POINT CT, TROY, NC 27371-8908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0813/0692
Date	Aug 28, 2018
Book Page	0813/0692
Instrument	355901

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY NC
Recording Date	Feb 1, 2018
Property Address	130 HIGH POINT CT, TROY, NC 27371-8908
Document Number	0803/0164
Book / Page	0803 / 0164
Map Reference	CAB G SL 23-C
Instrument Date	Jan 25, 2018
Instrument	353449
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 BRAFFORD DR, 1000, CONCORD, NC 28025-7803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 BRAFFORD DR, CONCORD, NC 28025-7803

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,099 (-) Land $12,972 Building $187,127	$200,099 (-) Land $12,972 Building $187,127
2025	$1,230.00	$200,099 (-) Land $12,972 Building $187,127	$200,099 (-) Land $12,972 Building $187,127
2023		$200,099 Land $12,972 Building $187,127	$200,099 Land $12,972 Building $187,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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