Hawkins County property record for 130 Hemlock St, Mount Carmel, TN 37645
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,309 sqft · built 1960 |
| Lot Size | 88 acres (3,833,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Apr 2024) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037022P A 01500 |
| Primary APN | 037022P A 01500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,309 sqft Living Area |
| 1st Floor Area | 1,309 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,833,280 sqft (88 acres) |
| Lot Dimensions | 148 ft deep x 88 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 235 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 130 HEMLOCK ST |
|---|---|
| City | MOUNT CARMEL |
| State | TN |
| Zip | 37645-3840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: U01 |
| Legal Subdivision | LIBERTY HILL |
| Legal Block | SEC 2 |
| Legal Lot Number | PO21 22 |
| Jurisdiction | HAWKINS TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 50602 |
130 Hemlock St is owned and occupied by two individuals who bought it in April 2024.
Source: Hawkins County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 HEMLOCK ST, MOUNT CARMEL, TN 37645-3840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2024 · Amount on File |
| Deed Sale | Apr 12, 2024 · Amount on File |
| Prior Sale | Jul 8, 2014 · Amount on File |
| Deed Document Number | 0001544886 |
| Deed Book / Page | 1144 / 673 |
| Prior Transfer Date | Nov 6, 2014 |
| Prior Transfer Doc | 14006938 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWKINS TN |
| Property Address | 130 HEMLOCK ST, MOUNT CARMEL, TN 37645-3840 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 509 GREENBRIAR CIR, MT CARMEL, TN 37645-3559 |
| Document Number | 000RB15451 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | 1545/1 |
| Instrument | 24002096 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Hawkins County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hawkins County |
| Municipality | Mount Carmel Town |
| Unified School District | Hawkins County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $29,200 Land $3,950 Building $25,250 | |
| 2023 | $29,200 Land $3,950 Building $25,250 | |
| 2021 | $116,800 Land $15,800 Building $101,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 130 Hemlock St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2010–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Hemlock St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 60% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
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