130 Grove St, Concord, MI 49237 Property Records

Jackson County property record for 130 Grove St, Concord, MI 49237

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,810 sqft · built 1890
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Feb 2020)
Tax Bill	$2,686 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-11-27-151-031-01`

Property Details

APN / Parcel Number

Primary APN	`001-11-27-151-031-01`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	1,810 sqft Living Area
1st Floor Area	1,021 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	132 ft deep x 187 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	130 GROVE ST
City	CONCORD
State	MI
Zip	49237-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URRES
Legal Description	BEG AT NW COR OF E 1/2 OF SW 1/4 SEC 27 TH E 187 FT TH S 132 FT TH W 187 FT TH N 132 FT TO BEG. BEING LOT 16 OF ASSESSOR'S
Legal Range	03W
Legal Township	03S
Legal Section	27
Legal Subdivision	VILLAGE OF CONCORD
Legal Lot Number	16
Jurisdiction	JACKSON MI
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1075
Census Tract	6401

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 GROVE ST, CONCORD, MI 49237-9527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · USDA Mortgage UNION HOME MORTGAGE CORP
Nov 25, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 21, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 7, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2020 · Amount on Record
Deed Sale	Feb 7, 2020 · Amount on Record
Prior Sale	Nov 17, 2016 · Amount on Record
Deed Document Number	20202842419
Deed Book / Page	2156 / 430
Prior Transfer Date	Jan 16, 2015
Prior Transfer Doc	0002701162
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jul 14, 2023
Property Address	130 GROVE ST, CONCORD, MI 49237-9527
Document Number	0002941644
Book / Page	2232 / 853
Instrument Date	Jul 5, 2023
Instrument	2941644
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	ELEVATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13430 CORNELL RD, CONCORD, MI 49237-9725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 W SAINT JOE ST, HILLSDALE, MI 49242-1758

Mortgage

Document Number	0002941119
Date	Jul 14, 2023
Instrument	2941119

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	130 GROVE ST, CONCORD, MI 49237-9527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002865968
Date	Nov 25, 2020
Book Page	2174/578
Instrument	2865968

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	130 GROVE ST, CONCORD, MI 49237-9527
Document Number	0002841335
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5475 ALBION RD CONCORD MI 492379791, CONCORD, MI 49237-9791

Mortgage

Document Number	0002841335
Date	Jan 28, 2020
Book Page	002155/000646
Instrument	2841335

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Feb 7, 2020
Property Address	130 GROVE ST, CONCORD, MI 49237-9527
Document Number	0002842419
Book / Page	002156 / 000430
Instrument Date	Jan 21, 2020
Instrument	2842419
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 GROVE ST CONCORD MI 492379527, CONCORD, MI 49237-9527

Mortgage

Document Number	2841335
Date	Feb 7, 2020
Book Page	002155/000646
Instrument	2841335

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Concord Township
Municipality	Concord Village
Unified School District	Concord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,700 (+6.96%) Land $113,700	$227,400 (+6.96%) Land $227,400
2025	$2,686.00 (-21.85%)	$106,300 (+22.61%) Land $106,300	$212,600 (+22.61%) Land $212,600
2024	$3,437.00 (+33.68%)
2023		$86,700 Land $86,700	$173,400 Land $173,400
2022	$2,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier, T-Mobile.

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