130 General Nelson Dr, Richmond, KY 40475 Property Records

Madison County property record for 130 General Nelson Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	496 sqft
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$98,000 (Mar 2022)
Tax Bill	$2,762 (2025)
Deeds & Mortgages	May 2018 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0071-005A-0040`

Property Details

APN / Parcel Number

Primary APN	`0071-005A-0040`
Alternative APNs	`126218` `89133` `55799`

Interior

Stories	1 Story
Building Area	496 sqft Total Area

Exterior

Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	55799
Street Address	130 GENERAL NELSON DR
City	RICHMOND
State	KY
Zip	40475-8698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BATTLEFIELD ESTATES LOT 40
Legal Subdivision	BATTLEFIELD
Legal Block	1
Legal Lot Number	40
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2010
Census Tract	10901

Owner

130 General Nelson Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Madison County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 GENERAL NELSON DR, RICHMOND, KY 40475-8698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2018	Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY CREDIT UNION
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Prior Sale	Mar 15, 2022 · Amount on File
Deed Document Number	202214082770
Deed Book / Page	820 / 347
Prior Transfer Date	Mar 9, 2022
Prior Transfer Doc	0014082769
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	130 GENERAL NELSON DR, RICHMOND, KY 40475-8698
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01805/016
Date	May 24, 2018
Book Page	M01805/016
Instrument	2013976196

Lender

Name	PARK COMMUNITY CREDIT UNION
Type	Non-Lending Institution
Address	LOUISVILLE, KY 40299

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	130 GENERAL NELSON DR, RICHMOND, KY 40475-8698
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01926/351
Date	Mar 19, 2020
Book Page	M01926/351
Instrument	2014009169

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	130 GENERAL NELSON DR, RICHMOND, KY 40475-8698
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2026/341
Date	Feb 26, 2021
Book Page	M2026/341
Instrument	2014030222

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 130 General Nelson Dr was $2,762 with a homeowner's exemption.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,762.00 Homeowner's exemption	$342,000	$342,000
2023	$2,382.00 Homeowner's exemption	$292,000	$292,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 General Nelson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 General Nelson Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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