Stephens County property record for 130 Fulbright Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,183 sqft · built 2003 |
| Lot Size | 9.18 acres (399,881 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Jun 2000) |
| Tax Bill | $2,905 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021B 040A |
| Primary APN | 021B 040A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,183 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 399,881 sqft (9.18 acres) |
| Garage Area | 589 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 174 sqft |
| Deck Area | 308 sqft |
| Utility Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 501160 |
|---|---|
| Old Parcel Number | 021B 040A |
| Street Address | 130 FULBRIGHT DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | HWY 123 |
| Legal Subdivision | SCOTT S & SANY M PAYNE SURV |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 970301 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 130 FULBRIGHT DR, TOCCOA, GA 30577-3228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Line of Credit NORTH GEORGIA CREDIT UNION |
| May 15, 2018 | Deed of Trust, Mortgage · Conventional with PMI OCONEE FED'L S&L ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2000 · Amount on Record |
| Deed Sale | Jun 26, 2000 · Amount on Record |
| Deed Document Number | 0000474284 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 130 FULBRIGHT DR, TOCCOA, GA 30577-3228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 130 FULBRIGHT DR, TOCCOA, GA 30577-3228 |
| Investor | Possibly a Property Investor |
| Document Number | 0013040000000187 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 0000001304/0000000187 |
| Name | NORTH GEORGIA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 130 FULBRIGHT DR, TOCCOA, GA 30577-3228 |
| Document Number | 0011530098 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 130 FULBRIGHT DR TOCCOA GA 305773228, TOCCOA, GA 30577-3228 |
| Document Number | 0011530098 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 001153/000098 |
| Name | OCONEE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | TOCCOA, GA 30577 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 20, 2033 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,905.00 (+25.11%) Homeowner's exemption | $130,879 (+63.59%) Land $12,341 Building $118,538 | $327,198 (+63.59%) Land $30,852 Building $296,346 |
| 2023 | $2,322.00 (+2.97%) Homeowner's exemption | $80,006 (+5.61%) Land $12,341 Building $67,665 | $200,015 (+5.61%) Land $30,852 Building $169,163 |
| 2022 | $2,255.00 Homeowner's exemption | $75,755 Land $12,341 Building $63,414 | $189,386 Land $30,852 Building $158,534 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Windstream DSL | 100 / 20 |
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