Barnstable County and Harwich Town property record for 130 Forest St, Harwich, MA 02645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,632 sqft · built 1960 |
| Lot Size | 0.99 acres (43,142 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,000 (Sep 2015) |
| Tax Bill | $5,009 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Feb 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | HARW M:31 P:A12 |
| Primary APN | HARW M:31 P:A12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,632 sqft Living Area |
| Gross Area | 5,390 sqft |
| 1st Floor Area | 1,816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Raised Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,142 sqft (0.99 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3556 |
|---|---|
| Street Address | 130 FOREST ST |
| City | HARWICH |
| State | MA |
| Zip | 02645-2638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 11200 |
130 Forest St is owned and occupied by an individual who acquired it in March 2025.
Source: Barnstable County and Harwich Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 130 FOREST ST, HARWICH, MA 02645-2638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK |
| Feb 22, 2018 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2015 · Amount on File |
| Deed Sale | Sep 15, 2015 · Amount on File |
| Prior Sale | Sep 10, 1996 · Amount on File |
| Deed Book / Page | 29137 / 48 |
| Last Transfer Date | Mar 27, 2025 |
| Transfer Doc | 036892-343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 130 FOREST ST, HARWICH, MA 02645-2638 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 033932-329 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 33932/329 |
| Instrument | 20300 |
| Name | AMERICAN FINANCIAL NETWORK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 130 FOREST ST, HARWICH, MA 02645-2638 |
| Document Number | 31125-287 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 31125-287 |
|---|---|
| Date | Mar 8, 2018 |
| Book Page | 031125/000287 |
| Instrument | 10821 |
| Name | PENNYMAC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 7, 2048 |
The 2025 property tax bill for 130 Forest St was $5,009, up 3% from the year before.
Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,009.00 (+3.04%) | $847,500 (+5.12%) Land $262,900 Building $584,600 | $1,101,810 |
| 2024 | $4,861.00 (+4.67%) | $806,200 (+15.27%) Land $248,000 Building $558,200 | |
| 2023 | $4,644.00 | $699,400 Land $225,400 Building $474,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Forest St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 units insured incl. 8 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Forest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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