130 Ford St, Erwin, TN 37650 Property Records

Unicoi County property record for 130 Ford St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,620 sqft · built 1936
Lot Size	0.356 acres (15,515 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,086 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024H-D-020.01`

Property Details

APN / Parcel Number

Primary APN	`024H-D-020.01`
Alternative APNs	`086024H D 02001` `000006484`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	2 Stories
Building Area	2,620 sqft Living Area
1st Floor Area	1,621 sqft
Attic	Attic
Attic Area	999 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,515 sqft (0.356 acres)
Lot Dimensions	111 ft deep x 139 ft wide
Garage Type	Detached
Garage Area	972 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	180 sqft
Deck Area	204 sqft
Patio Area	204 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	130 FORD ST
City	ERWIN
State	TN
Zip	37650-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT NOTE LOTS 6-7 & PT OF 5&8 139X110X140X111
Legal Subdivision	I L FORD
Legal Lot Number	6-7
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	5
Census Block	5008
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 FORD ST, ERWIN, TN 37650-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage CLINCHFIELD FEDERAL CREDIT UNION
Mar 14, 2023	Deed of Trust, Mortgage CLINCHFIELD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 11, 2022
Transfer Doc	0000000475
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Recording Date	Sep 25, 2026
Property Address	130 FORD ST, ERWIN, TN 37650-1809
Document Number	0000002160
Book / Page	508 / 819
Instrument Date	Sep 21, 2026
Instrument	20262160
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 FORD ST, ERWIN, TN 37650-1809

Mortgage

Document Number	0000002160,
Date	Sep 25, 2026
Book Page	508/819
Instrument	20262160

Lender

Name	CLINCHFIELD FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	130 FORD ST, ERWIN, TN 37650-1809
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000468488
Date	Mar 14, 2023
Book Page	468/488
Instrument	23000475

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,600 (-) Land $6,575 Building $35,025	$166,400 (-) Land $26,300 Building $140,100
2024	$1,086.00
2023		$41,600 Land $6,575 Building $35,025
2022			$166,400 Land $26,300 Building $140,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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