130 Flagpoint Ave, #5B, Roscommon, MI 48653 Property Records

Roscommon County property record for 130 Flagpoint Ave, #5B, Roscommon, MI 48653

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,050 sqft · built 1972
Lot Size0.003 acres (160 sqft)
OwnerIndividual Name on File
Tax Bill$2,022 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-331-005-0000

Property Details

APN / Parcel Number

Primary APN004-331-005-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,050 sqft Building Perimeter
1st Floor Area525 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCondo/Apartment
Lot Area160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address130 FLAGPOINT AVE, 5B
CityROSCOMMON
StateMI
Zip48653-8963
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description243 APT 5 BUILDING 1 LAKESHORE EAST CONDOMINIUM 1.
Legal SubdivisionLAKESHORE EAST CONDO
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group1
Census Block1029
Census Tract970401

Owner

130 Flagpoint Ave, #5B is owned and occupied by an individual who acquired it in February 2021.

Source: Roscommon County records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address130 FLAGPOINT AVE, 5-1, ROSCOMMON, MI 48653-8963
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2022Deed of Trust, Mortgage · Line of Credit
DFCU FINANCIAL
Jul 9, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 9, 2021
Transfer Doc01177/1132
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address130 FLAGPOINT AVE # 5-B, 5-B, ROSCOMMON, MI 48653-8963
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01181/2501
DateAug 3, 2022
Book Page1181/2501
Instrument202200006016
Lender
NameDFCU FINANCIAL
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateJul 9, 2021
Property Address130 FLAGPOINT AVE # 5-B, 5-B, ROSCOMMON, MI 48653-8963
Document Number01177/1132
Book / Page1177 / 1132
Instrument DateFeb 9, 2021
Instrument202100006363
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address801 MILDRED J CT, BRIGHTON, MI 48116-3798

Mortgage

Document Number202100006364
DateJul 9, 2021
Instrument202100006364
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 130 Flagpoint Ave, #5B was $2,022 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$166,100 (+4.53%)$332,200 (+4.53%)
2025$2,022.00 Homeowner's exemption$158,900$317,800
2023$128,500$257,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Flagpoint Ave, #5B in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Flagpoint Ave, #5B is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESHORE EAST CONDOMINIUMS
private · serves 84 people · EPA ID MI0003145
Water SourceGroundwater
Last State InspectionMar 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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